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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Really good thank you and excellent customer service

5
Really good thank you and excellent customer service Reviewed on: 11th April 2026

Great service

4
I haven’t had a bad experience but I don’t do a chat very often Reviewed on: 11th April 2026

Great Customer Service and so easy to set up and get...

5
Great Customer Service and so easy to set up and get on with Reviewed on: 11th April 2026

Was easy to apply and card and limit was good.

5
Was easy to apply and card and limit was good. Always have good offers Reviewed on: 11th April 2026

Decent starting credit limit.

5
Decent starting credit limit. Had increase a few months in. App easy to navigate Reviewed on: 11th April 2026

It’s easy way to spend and pay the bill

5
It’s easy way to spend and pay the bill Reviewed on: 11th April 2026

Great Service

5
Excellent service and value. Would recommend Reviewed on: 11th April 2026

Very helpful at all times, no matter how small or co...

5
Very helpful at all times, no matter how small or complex the issues are Reviewed on: 11th April 2026

Smart credit card, always accessible to manage

5
Smart credit card, always accessible to manage Reviewed on: 11th April 2026

Like the app, great interface and customer service.

5
Like the app, great interface and customer service. Reviewed on: 11th April 2026

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