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118 118 Money: Credit card reviews

4.85
Based on 5,344 reviews, last reviewed 21st Apr 2026
376300% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Nice and easy to deal with,they also make their app... Nice and easy to deal with,they also make their app easy to 7se. Reviewed on: 21st April 2026

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5344)

No issues, have never needed to speak to customer se...

5
No issues, have never needed to speak to customer services Reviewed on: 20th April 2026

118 out of 100

5
So easy to use, great app, excellent customer service when needed. Love it Reviewed on: 20th April 2026

Very straight forward process from application to fi...

5
Very straight forward process from application to first spend. App is just as straight forward, easly and slick to use, can't fault it. Reviewed on: 20th April 2026

excellent information and process kept me informed a...

5
excellent information and process kept me informed at all time Reviewed on: 20th April 2026

Keep in your wallet

4
Handy useful card for emergency. Reviewed on: 20th April 2026

Very quick response.

4
Very quick response when I applied for the credit card Reviewed on: 20th April 2026

Great customer service and card to use!

5
Great customer service and card to use! App is also very easy to navigate and use! Reviewed on: 20th April 2026

Highly recommend

5
Easy application orocesss and straightforward process Reviewed on: 20th April 2026

Been with the company for a few years no trouble or...

5
Been with the company for a few years no trouble or hassle Reviewed on: 20th April 2026

They were very helpful when I was down financially a...

5
They were very helpful when I was down financially and gave me time to get back on my feet without charging me extra. I was treated like a human being and I truly believe they are for the customers instead of just making money Reviewed on: 20th April 2026

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