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118 118 Money: Credit card reviews

4.85
Based on 5,315 reviews, last reviewed 21st Apr 2026
373800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Ease of use, great customer service Ease of use, great customer service Reviewed on: 21st April 2026
David H's avatar
David H

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
A H's avatar
A H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5315)

Very simple and easy to use, with good clear informa...

5
Very simple and easy to use, with good clear information and advice. The app is straightforward. Reviewed on: 20th April 2026

Very helpful and professional service

5
Very helpful and professional service Reviewed on: 20th April 2026

While improving my credit scores

5
Only good experience with the costumer service and the easy access app. Reviewed on: 20th April 2026

Exceptional performance by your company

5
Exceptional performance by your company Reviewed on: 20th April 2026

Absolute brilliant great customer service skills

5
Absolute brilliant great customer service skills Reviewed on: 20th April 2026

I am really happy with there’s service.

5
I am really happy with there’s service. Reviewed on: 20th April 2026

I’ve had no issues however do find interest are high...

4
I’ve had no issues however do find interest are higher than some and less offers Reviewed on: 20th April 2026

Always helps on the phon and sort out any problems...

4
Always helps on the phone and sort out any problems I have very quickly and clearly know there jobs Reviewed on: 20th April 2026

Reliability and good customer service

5
Reliability and good customer service Reviewed on: 20th April 2026

Ive had a 118 credit card for 2 years and hadn't had...

4
Ive had a 118 credit card for 2 years and hadn't had a problem until recently when the customer service was very unhelpful and still can't do what I wanted to do because it hasn't worked and have rung a couple of times and I've given up Reviewed on: 20th April 2026

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