Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5641 reviews)

View other 118 118 Money products

4.73

Based on 5,641 reviews, last reviewed 12th Jun 2026

402700% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great customer service Really painless and friendly customer service needed to start credit building and I am very happy. Reviewed on: 12th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5641)

Easy to use, great customer service

Easy to use, great customer service Reviewed on: 21st April 2026

easy application, able to use card everywhere

easy application, able to use card everywhere Reviewed on: 21st April 2026

App is easy to use no issues with it

App is easy to use no issues with it Reviewed on: 21st April 2026

Things were very straight forward and simple wheneve...

Things were very straight forward and simple whenever I've had an issue Reviewed on: 21st April 2026

Great card!

Easy to use app, with notifications to help stay on track of your finances. Lets you know if you're near credit limit and easy payment options. Reviewed on: 21st April 2026

Good service, like having a flat charge each month

Good service, like having a flat charge each month Reviewed on: 21st April 2026

verry good

good and fast answer value for mani and transparent Reviewed on: 21st April 2026

The interest rate is good and it's always there when...

The interest rate is good and it's always there when you need it especially in emergency and if you need to contact them there always helpful reliable and friendly Reviewed on: 21st April 2026

Good credit card fair service giving people a chance...

Good credit card fair service giving people a chance to get a credit card with people with not so good credit ratings Reviewed on: 21st April 2026

Great service and easy to use app

Great service and easy to use app Reviewed on: 21st April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clarity credit card
from Halifax 3.78 from 270 reviews
Everyday Credit Card
from Creation 3.55 from 20 reviews
Platinum Purchase Card
from TSB 3.52 from 8 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub