Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5645)

I was struggling to get a value for money credit car...

5
I was struggling to get a value for money credit card due to past poor credit but 118 118 gave me a chance and now im trying to rebuild my credit score Reviewed on: 5th April 2026

very good understanding of the situation of money

5
very good understanding of the situation of money Reviewed on: 5th April 2026

Great customer service

5
Never had a problem if I had an issue customer service support is excellent. Would definitely recommend to friends and family. Interest isn’t too bad either. I like the balance transfer offer with 0% fees saves me a small fortune on other card balances. Reviewed on: 5th April 2026

No problems with 118.

4
No problems with 118. Great company to lend money off Reviewed on: 5th April 2026

A good service and credit service.

5
A good service and credit service.. Always informative. and helpful. Reviewed on: 5th April 2026

Really easy to understand they make it so simple for...

4
Really easy to understand they make it so simple for you to understand what your borrowing and what you have to pay back the app is also very handy and simple to use. Reviewed on: 5th April 2026

Amazing service would recommend to anyone

5
Amazing service would recommend to anyone Reviewed on: 4th April 2026

Great service

5
So easy to use and great customer service 24/7 Reviewed on: 4th April 2026

great customer service never had a problem yet

5
great customer service never had a problem yet Reviewed on: 4th April 2026

Easy card to manage.

4
Easy card to manage. Customer service is helpful Reviewed on: 4th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products