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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

NETBALL1

5
Upto now i have no complaints. Not able to give much of a review. Happy with the service so far. Reviewed on: 5th April 2026

Quickest setup and very simple to use.

5
Quickest setup and very simple to use. Reviewed on: 5th April 2026

Easy to use

4
Easy to use and had no issues. Would recommend to others Reviewed on: 5th April 2026

Care about you as an individual, great customer serv...

5
Care about you as an individual, great customer service, Reviewed on: 5th April 2026

I was struggling to get a value for money credit car...

5
I was struggling to get a value for money credit card due to past poor credit but 118 118 gave me a chance and now im trying to rebuild my credit score Reviewed on: 5th April 2026

very good understanding of the situation of money

5
very good understanding of the situation of money Reviewed on: 5th April 2026

Great customer service

5
Never had a problem if I had an issue customer service support is excellent. Would definitely recommend to friends and family. Interest isn’t too bad either. I like the balance transfer offer with 0% fees saves me a small fortune on other card balances. Reviewed on: 5th April 2026

No problems with 118.

4
No problems with 118. Great company to lend money off Reviewed on: 5th April 2026

A good service and credit service.

5
A good service and credit service.. Always informative. and helpful. Reviewed on: 5th April 2026

Really easy to understand they make it so simple for...

4
Really easy to understand they make it so simple for you to understand what your borrowing and what you have to pay back the app is also very handy and simple to use. Reviewed on: 5th April 2026

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