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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Straight Forward

5
straight forward to access and prompt response to enquiries. Polite customer service and instant acknowledgement of payments rather than waiting a week or so for theses payments to show on my balance. Reviewed on: 6th April 2026

Super easy process to get started.

5
Super easy process to get started. Zero complaints. Reviewed on: 6th April 2026

Easy application,quick response and easy to use

5
Easy application,quick response and easy to use Reviewed on: 6th April 2026

Application

5
App is good. OK it is still offering loans Reviewed on: 6th April 2026

They gave me account when I really needed extra cash...

5
They gave me account when I really needed extra cashflow at that time. Reviewed on: 6th April 2026

Great credit card

5
Easy to use app. Fair fees and interest Reviewed on: 5th April 2026

NETBALL1

5
Upto now i have no complaints. Not able to give much of a review. Happy with the service so far. Reviewed on: 5th April 2026

Quickest setup and very simple to use.

5
Quickest setup and very simple to use. Reviewed on: 5th April 2026

Easy to use

4
Easy to use and had no issues. Would recommend to others Reviewed on: 5th April 2026

Care about you as an individual, great customer serv...

5
Care about you as an individual, great customer service, Reviewed on: 5th April 2026

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