Paid advertisement
Smart Money People Logo

118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
Shaz R's avatar
Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5639)

Easy, helpful and just great.

5
Easy, helpful and just great. The apps is easy to use. Reviewed on: 4th April 2026

Easy to use anmd apply for my very helpful services

5
Easy to use and apply for very helpful services Reviewed on: 4th April 2026

Very good accepting of everyone

5
I was struggling and other credit lenders would help me but 118 118 were very helpful and quick to support me in my time of need and it’s so easy to pay off my credit card using the app the provide for you to view your balance is highly recommend them to anyone.. Reviewed on: 4th April 2026

Great service provided by 118 118

5
Great service provided by 118 118 Reviewed on: 4th April 2026

Far superior and I would say top of the leader board

5
118 are brilliant, best ting I ever did was go with 118, far superior to any other company Reviewed on: 4th April 2026

Positive review

5
Halve always had a good experience with 118 118 Would always recommend them to anyone that needs a credit card on low credit rating Reviewed on: 4th April 2026

The 118 way

5
Informative, friendly and always will to help find solutions. Reviewed on: 4th April 2026

They are a responsible lender

4
They are a responsible lender, But if I have one point of criticism, it’s the amount of calls and messages if you’re a bit late in paying Reviewed on: 4th April 2026

How I feel

5
All good in my opinion thus far. Reviewed on: 4th April 2026

Not the worst. Not the best

3
Not the greatest experience over all. Reviewed on: 4th April 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products