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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

really positive experience

I’ve had a really positive experience with this credit card so far. The application process was quick and straightforward, and the app makes it easy to keep track of spending and payments. I especially like the clear breakdown of transactions and the helpful reminders to avoid missing due dates. The customer service has also been responsive and supportive whenever I’ve had questions. Overall, it’s a reliable option that offers convenience, transparency, and good peace of mind when managing everyday finances. Reviewed on: 4th April 2026

The app is user-friendly; opening an account is simp...

The app is user-friendly; opening an account is simple, and there are no hidden costs. Reviewed on: 4th April 2026

Excellent service, excellent customer service

Excellent service, excellent customer service Reviewed on: 4th April 2026

Don't listen to problems.

Don't listen to problems. I have something coming out of my account every week that I can't cancel and tgry won't hrlp Reviewed on: 4th April 2026

Excellent

Very easy process with a quick turn around. Would highly recommend 118118 Reviewed on: 4th April 2026

Staff care is wonderful

I have never had any problems and when I have issues the colleges are so helpful and help when I don’t understand things Reviewed on: 4th April 2026

Pleasant experience with timeous response

Pleasant experience with timeous response Reviewed on: 4th April 2026

Quick efficient and easy to deal with

Quick efficient and easy to deal with Reviewed on: 4th April 2026

Very quick to apply and easy to use .

Very quick to apply and easy to use . The app makes things very simple Reviewed on: 4th April 2026

I needed a credit card but my credit wasn’t the best...

I needed a credit card but my credit wasn’t the best 118 gave me a card an have helped me build my credit an also increased my limit because of the help with managing my credit card defo recommend Reviewed on: 4th April 2026

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