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118 118 Money: Credit card reviews

4.73
Based on 5,639 reviews, last reviewed 2nd Jun 2026
402500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent service provider Cannot fault 118118 Money credit card excellent rates Reviewed on: 2nd June 2026
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Shaz R

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5639)

Excellent product.

5
Very good service. Information very accessible any time and brilliant communication. Reviewed on: 4th April 2026

Got locked out of my card for almost 2months with no...

4
Got locked out of my card for almost 2months with no explanation. Despite sending mountains of emails . Eventually got sorted after around 9 weeks Reviewed on: 4th April 2026

Good interest rate and communication

5
Good interest rate and communication Reviewed on: 4th April 2026

Excellent service, easy too use app

5
Excellent service, easy too use app Reviewed on: 4th April 2026

Ok I would get a credit card with them again

4
Ok I would get a credit card with them again Reviewed on: 4th April 2026

My experience has been a star from start to finish k...

5
My experience has been a star from start to finish keep you up-to-date with any changes and you’re always feel comfortable Reviewed on: 4th April 2026

Excellent Great service.

5
Great service. Polite friendly staff. Any questions I have always answered promptly .quick to help me get my card Reviewed on: 4th April 2026

So quick and easy good for monthly payments

5
So quick and easy good for monthly payments Reviewed on: 4th April 2026

Excellent service

5
The credit card was easy to apply online . The App makes it easy to manage my spending , take control of when, how and how much I make payments. I had a credit increase as i was making my payments regularly Reviewed on: 4th April 2026

This app is very easy to use it’s accessible and the...

5
This app is very easy to use it’s accessible and they give you incredible offers on credit limits it’s a win win Reviewed on: 4th April 2026

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