Smart Money People Logo

118 118 Money: Credit card reviews

4.85
Based on 4,958 reviews, last reviewed 20th Apr 2026
342100% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

When I lost my hope for a credit card I've found you... When I lost my hope for a credit card I've found your company and they helped me straight away Reviewed on: 20th April 2026
Elvis M's avatar
Elvis M

Latest lowest rating:

1

Interest rate is crazy you pay the monthly payment a... Interest rate is crazy you pay the monthly payment and almost all is for interest.Dont get this card Reviewed on: 20th April 2026
Antonio Simoes's avatar
Antonio Simoes

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (4958)

Very helpful service.

5
Very helpful service. Easy to navigate app and kept up to date with offers. Reviewed on: 30th March 2026

Excellent communication and great around service fro...

5
Excellent communication and great around service from the team Reviewed on: 30th March 2026

Good service

5
Easy to use app an good customer service Reviewed on: 30th March 2026

Wonderful Service.

5
Always helpful. Always helpful and easy to approach. Reviewed on: 30th March 2026

Great company

5
Every think was straight forward when applying defiantly would recommend to people Reviewed on: 30th March 2026

I wanted a credit card to boost my credit rating and...

5
I wanted a credit card to boost my credit rating and 118118 were very quick to get me sorted out with this and I haven't looked back! I would highly recommend them. Reviewed on: 30th March 2026

Credit builder card

5
Got this to improve my credit rating. I’ve had a credit limit increase but nothing stupid so can keep within my means Reviewed on: 30th March 2026

Excellent service.

5
Excellent service. Couldn’t ask for more. Reviewed on: 30th March 2026

Always excellent service easy access to your card an...

5
Always excellent service easy access to your card and plenty of information about offers Reviewed on: 30th March 2026

118 11great

5
Excellent app, everything is easy to access, making payments is easy, great service. Reviewed on: 30th March 2026

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review