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118 118 Money: Credit card reviews

4.85
Based on 4,631 reviews, last reviewed 20th Apr 2026
313200% increase in 5 star reviews
in the past 90 days
1900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

4

Good credit card as long as you pay off in full mont... Good credit card as long as you pay off in full monthly. You don't want to get hit with high interest charges. Reviewed on: 20th April 2026
Paul C's avatar
Paul C

Latest lowest rating:

1

I’ve had a really good experience with 118 118 Mo... A Highly Satisfactory and Professional Service I’ve had a really good experience with 118 118 Money. The application process was straightforward and ... Read more Reviewed on: 20th April 2026
Joan B's avatar
Joan B

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (4631)

Never had any issues, app is a great self serve and...

5
Never had any issues, app is a great self serve and can manage my card all in there. Proactive approach to tailor to your needs with the right offers so a great card to have Reviewed on: 23rd April 2025

118 is one of the best cards I have had which actual...

5
118 is one of the best cards I have had which actually has given me a better credit rating since I have been using the card . Sry easy app not complicated and good interest rates. Reviewed on: 22nd April 2025

The very best Creditor

5
The fact I could navigate the App so simply was a very good experience to me. I have not any issues using my card. The thing I have realised is, I can use my card for contactless. Was easy to apply and the card arrived within a couple of days. decorating and home improvements. So simple to use. Highly recommended. Reviewed on: 22nd April 2025

Very good experience, easy app, all good

5
Very good experience, easy app, all good Reviewed on: 22nd April 2025

Great customer service.

5
Great customer service.Application is simple and quick response.Never had any problems Reviewed on: 22nd April 2025

Great Company Top Bannana

5
Great Company Can't fault it The best in the West Reviewed on: 22nd April 2025

Nationwide acceptance

5
This card is accepted everywhere in the UK? Reviewed on: 22nd April 2025

118118 have excellent customer service always prepar...

4
118118 have excellent customer service always prepared to listen to what your inquiry is Reviewed on: 22nd April 2025

Very good experience with 118118 money cradit card...

5
Very good experience with 118118 money cradit card very good service and cradit limit thanks for your good service Reviewed on: 22nd April 2025

Great - really trustworthy and informative

5
Great - really trustworthy and informative Reviewed on: 22nd April 2025

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