Smart Money People Logo

118 118 Money: Credit card reviews

4.85
Based on 5,245 reviews, last reviewed 20th Apr 2026
367400% increase in 5 star reviews
in the past 90 days
2100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

App interface It's a good provider but need to make there app more eye catching..cause it's 2026 Reviewed on: 20th April 2026
Fahad ahmed's avatar
Fahad ahmed

Latest lowest rating:

1

Interest rate is crazy you pay the monthly payment a... Interest rate is crazy you pay the monthly payment and almost all is for interest.Dont get this card Reviewed on: 20th April 2026
Antonio Simoes's avatar
Antonio Simoes

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5245)

Excellent service always clear and helpful

5
Excellent service always clear and helpful Reviewed on: 30th March 2026

Great credit building card.

5
Great credit building card.first class customer service . Reviewed on: 30th March 2026

Good experiences

5
Good experience and very easy use Reviewed on: 30th March 2026

Great service fast and trusth ,certenly the best

5
Great service fast efecttive certenly the best Reviewed on: 30th March 2026

Very good credit card 118

4
• Score improves gradually • Limits may increase over time • Better cards become available Reviewed on: 30th March 2026

Brilliant card very highly recommend

5
Brilliant card very highly recommend Reviewed on: 30th March 2026

Excellent all round

5
Quick and efficient service and really helpful customer service, would definitely recommend to friends and family. Nit one thing I have to complain about. Reviewed on: 30th March 2026

When I was having trouble by paying, they helped me...

5
When I was having trouble by paying, they helped me a lot by offering lower amount to pay, it was very helpfull Reviewed on: 30th March 2026

Wonderful

5
I rate this because of features and money provided, there many great things that you offer customers than others Reviewed on: 30th March 2026

All Good at the moment, no issues so far

5
All Good at the moment, no issues so far Reviewed on: 30th March 2026

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review