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118 118 Money: Credit card reviews

4.85
Based on 5,295 reviews, last reviewed 21st Apr 2026
371800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Good overall It is a good place to build up your score Reviewed on: 21st April 2026
Redwan H's avatar
Redwan H

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
A H's avatar
A H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5295)

Easy application process, good query response time a...

5
Easy application process, good query response time and generous credit limit / interest rates Reviewed on: 30th March 2026

Very good really nice what can I say sort my problem...

5
Very good really nice what can I say sort my problem very soon Reviewed on: 30th March 2026

Exellent service all round easy to understand, custo...

5
Exellent service all round easy to understand, customer service outstanding Reviewed on: 30th March 2026

"Absolutely brilliant service!

5
"Absolutely brilliant service! Foun easy to deal with and the applicat smooth and straightforward. Got and the credit limit was exactly wr Customer service team were help whenever | spoke to them. Would recommend 118118 Credit Card to for a simple, reliable card. Top marks Reviewed on: 30th March 2026

Easy to manage not a high interest rate.

5
Easy to manage not a high interest rate. Easy to pay on the app. Can change payment dates if needed Reviewed on: 30th March 2026

A* - really helpful and really helped my day to day...

5
A* - really helpful and really helped my day to day life Reviewed on: 30th March 2026

Easy from start to finish no issues and great custom...

5
Easy from start to finish no issues and great customer service Reviewed on: 30th March 2026

Best credit card helpful and really good

5
Best credit card helpful and really good Reviewed on: 30th March 2026

Excellent Customer Service

5
Whenever I need to speak to 118 1118, the agents are friendly, knowledgeable and always willing to help solve any issues. Reviewed on: 30th March 2026

Quick and easy process.

5
Quick and easy process. Decision straight away. 118 app great and easy to use Reviewed on: 30th March 2026

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