Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Fantastic service no issues at all

Fantastic service no issues at all Reviewed on: 30th March 2026

Everything goetvery smooth , excellent

Everything goetvery smooth , excellent Reviewed on: 30th March 2026

Got my credit card & loan from 118 118 and helped me...

Got my credit card & loan from 118 118 and helped me immensely to organise my life, they provide great money advice & I wouldn’t go anywhere else Reviewed on: 30th March 2026

They’re always polite and friendly and very helpful...

They’re always polite and friendly and very helpful with any problems you have. Reviewed on: 30th March 2026

Brilliant product.

Brilliant product. Great application process. Fast and easy. Reviewed on: 30th March 2026

very easy to apply and the result was acceptable on...

very easy to apply and the result was acceptable on time Reviewed on: 30th March 2026

Balance transfer

Balance transfer sounds great in principle, however, it is very glitchy, times out or says there’s been a problem, chat to us. It shouldn’t be that difficult to instigate a balance transfer. Reviewed on: 30th March 2026

Nothing too exciting just a normal credit card

Nothing too exciting just a normal credit card Reviewed on: 30th March 2026

Very easy to use app and simply explained .

Very easy to use app and simply explained . Reviewed on: 30th March 2026

Helpful to build credit and not take advantage

Helpful to build credit and not take advantage Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit cards
from Virgin Money 3.78 from 816 reviews
Credit card
from Chase Bank 4.80 from 383 reviews
Credit card
from Post Office 3.46 from 116 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub