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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

They’re always polite and friendly and very helpful...

5
They’re always polite and friendly and very helpful with any problems you have. Reviewed on: 30th March 2026

Brilliant product.

5
Brilliant product. Great application process. Fast and easy. Reviewed on: 30th March 2026

very easy to apply and the result was acceptable on...

5
very easy to apply and the result was acceptable on time Reviewed on: 30th March 2026

Balance transfer

4
Balance transfer sounds great in principle, however, it is very glitchy, times out or says there’s been a problem, chat to us. It shouldn’t be that difficult to instigate a balance transfer. Reviewed on: 30th March 2026

Nothing too exciting just a normal credit card

2
Nothing too exciting just a normal credit card Reviewed on: 30th March 2026

Very easy to use app and simply explained .

5
Very easy to use app and simply explained . Reviewed on: 30th March 2026

Helpful to build credit and not take advantage

5
Helpful to build credit and not take advantage Reviewed on: 30th March 2026

Always been excellent with me .

5
Always been excellent with me . App is easy to use . I have two products. Credit card and loan. Always keep me informed. So it's easy to manage my account Reviewed on: 30th March 2026

All round excellent customer service

5
All round excellent customer service Reviewed on: 30th March 2026

Good customer service and easy access to 118 118App

5
Good customer service and easy access to 118 118App Reviewed on: 30th March 2026

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