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118 118 Money: Credit card reviews

View other 118 118 Money products
4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5642)

The card is well recognised.

5
The card is well recognised. Fraud prevention is also first class and the mobile app is way to use Reviewed on: 30th March 2026
Paul M's avatar
Paul M

Great experience.

5
Great experience. Very satisfied with the service. Reviewed on: 30th March 2026
Penka v's avatar
Penka v

Customer Service

5
Good customer service. Easy application process. Prompt response time to any questions asked Reviewed on: 30th March 2026
MS W's avatar
MS W

Excellent service I know exactly where I stand feel...

5
Excellent service I know exactly where I stand feel supported always informed of offers and reminders of up and coming payments Reviewed on: 30th March 2026
Martin Copelin 's avatar
Martin Copelin

From start to finish have had nothing but good to sa...

5
From start to finish have had nothing but good to say, any problems sorted quickly Reviewed on: 30th March 2026
Patricia L's avatar
Patricia L

From maxed out to paid off- finally in control

5
I don’t usually write reviews, but this one feels deserved. I’ve had my ups and downs financially, and for a long time my credit card was maxed out, which can feel really overwhelming. What I appreciated about 118 118 Money is that everything felt clear and manageable- no pressure, no confusion, just a system that actually helped me stay in control. The app is simple, easy to follow, and makes it much easier to keep track of what’s going on. Over time, I’ve been able to get things back on track, and I’ve just paid off my balance, which honestly feels like a huge achievement. It’s not just about borrowing, it’s about feeling like you’re actually improving your situation, step by step. That’s something I really value. Reviewed on: 30th March 2026
Jolanta K's avatar
Jolanta K

I had a good experience using the card

5
I had a good experience using the card Reviewed on: 30th March 2026
Gift Igunmwonyi's avatar
Gift Igunmwonyi

Easy to apply helpful when needed

4
Easy to apply helpful when needed Reviewed on: 30th March 2026
joannjessop jacaim's avatar
joannjessop jacaim

Easy to use and very helpful and there when needed...

5
Easy to use and very helpful and there when needed Reviewed on: 30th March 2026
colin g's avatar
colin g

Excellent credit rate and easy to use the app

5
Excellent credit rate and easy to use the app Reviewed on: 30th March 2026
Stella D's avatar
Stella D

Review 118 118 Money: Credit card now

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