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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Always been excellent with me .

Always been excellent with me . App is easy to use . I have two products. Credit card and loan. Always keep me informed. So it's easy to manage my account Reviewed on: 30th March 2026

All round excellent customer service

All round excellent customer service Reviewed on: 30th March 2026

Good customer service and easy access to 118 118App

Good customer service and easy access to 118 118App Reviewed on: 30th March 2026

The card is well recognised.

The card is well recognised. Fraud prevention is also first class and the mobile app is way to use Reviewed on: 30th March 2026

Great experience.

Great experience. Very satisfied with the service. Reviewed on: 30th March 2026

Customer Service

Good customer service. Easy application process. Prompt response time to any questions asked Reviewed on: 30th March 2026

Excellent service I know exactly where I stand feel...

Excellent service I know exactly where I stand feel supported always informed of offers and reminders of up and coming payments Reviewed on: 30th March 2026

From start to finish have had nothing but good to sa...

From start to finish have had nothing but good to say, any problems sorted quickly Reviewed on: 30th March 2026

From maxed out to paid off- finally in control

I don’t usually write reviews, but this one feels deserved. I’ve had my ups and downs financially, and for a long time my credit card was maxed out, which can feel really overwhelming. What I appreciated about 118 118 Money is that everything felt clear and manageable- no pressure, no confusion, just a system that actually helped me stay in control. The app is simple, easy to follow, and makes it much easier to keep track of what’s going on. Over time, I’ve been able to get things back on track, and I’ve just paid off my balance, which honestly feels like a huge achievement. It’s not just about borrowing, it’s about feeling like you’re actually improving your situation, step by step. That’s something I really value. Reviewed on: 30th March 2026

I had a good experience using the card

I had a good experience using the card Reviewed on: 30th March 2026

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