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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Easy to apply helpful when needed

4
Easy to apply helpful when needed Reviewed on: 30th March 2026

Easy to use and very helpful and there when needed...

5
Easy to use and very helpful and there when needed Reviewed on: 30th March 2026

Excellent credit rate and easy to use the app

5
Excellent credit rate and easy to use the app Reviewed on: 30th March 2026

Peace of mind !

5
Peace of mind !! Fabulous !! couldn’t ask for more !! Just when you think all credit cards are against you 118 118 come along and to be honest saved my day Reviewed on: 30th March 2026

Overseas vosit

5
I was going overseas so informed 118 118 so when I got there I wouldnt have any problems with my card when away, a few days before I went and they confirmed everything was in place, I didnt have any problems at all, very friendly helpfull staff too. Reviewed on: 30th March 2026

Easy to contact the chat of customer service, easy app

5
Easy to contact the chat of customer service, easy app Reviewed on: 30th March 2026

Was easy to apply and easy to access very quickly...

5
Was easy to apply and easy to access very quickly Reviewed on: 30th March 2026

I found every step in either obtaining or paying for...

5
I found every step in either obtaining or paying for my loan, very easy. Everything was clear and simple. Customer service agents were very helpful too. Reviewed on: 30th March 2026

118 118 has helped move my credit score up, 118 118...

5
118 118 has helped move my credit score up, 118 118 has provided flexibility with their products and services. They keep you updated with your account and information is always available. Reviewed on: 30th March 2026

Amazing experience!

5
Amazing experience!Good customer service and easy to navigate the app! Reviewed on: 30th March 2026

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