Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Fab service would highly recommend.

Fab service would highly recommend.Easy application and told if would pre approved also. Would recommend Reviewed on: 30th March 2026

I was helped by a customer service representative th...

I was helped by a customer service representative that helped me with a problem that affected my mental health Reviewed on: 30th March 2026

Very good credit card , excellent service

Very good credit card, excellent excellent service Reviewed on: 30th March 2026

The app is easy to use, has all the info you need (i...

The app is easy to use, has all the info you need (including dates, amounts etc). When I have called my query has been delay with immediately by knowledgable staff members. Really happy. Reviewed on: 30th March 2026

I have had a credit card with 118 for over a year no...

I have had a credit card with 118 for over a year now and has a very easy to use app, very good and efficient customer service. Also increasing the limit on my card was easy and quick and pain free. Reviewed on: 30th March 2026

The agent was friendly, helpful and engaged.

Early reporting (online) of my recent spend transactions failed to provide an appropriate level of detail so I was unable to check the report. However, one quick call to an agent who was clearly engaged and motivated to help (rather than close the call as quickly as possible) provided me with further details and the the reassurance that all was in order. Very simple, very effective, very helpful . Reviewed on: 30th March 2026

Amazing company

Amazing company for loan and credit card Reviewed on: 30th March 2026

Reliable and Supportive Credit!

I really needed a credit card during the Holiday Period, having some issues with my bank, as my account was frozen because a scammer tried to access it, and here it comes 118 118, quick, efficient, ready to help and support me with the amount I needed, and since then they keep advise me through their ads, apps and emails about healthy financial decisions. I gladly recommend them to anyone who wants a reliable credit! Reviewed on: 30th March 2026

Fantastic service always helpful

Fantastic service always helpful Reviewed on: 30th March 2026

I have no problems and very good

I have no problems and very good Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder card
from thimbl. 4.41 from 18 reviews
Platinum Credit Card
from Lloyds Bank 4.22 from 57 reviews
Credit card (discontinued)
from Wave (inactive) 3.85 from 3 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub