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118 118 Money: Credit card reviews

4.85
Based on 5,375 reviews, last reviewed 21st Apr 2026
379100% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good thanks Very good,thanks! Everything is fast, clear and correct. Reviewed on: 21st April 2026
Stoyanova 's avatar
Stoyanova

Latest lowest rating:

1

Worst experience ever, card frozen from 2nd day. Worst experience ever, card frozen from 2nd day. Several attempts to resolve it with customer service, 0 compliance or help. Reviewed on: 20th April 2026
A H's avatar
A H

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5375)

Always had good service and very friendly

5
Always had good service and very friendly Reviewed on: 30th March 2026

Easy and efficient service.

5
Easy and efficient service. Would recommend. Reviewed on: 30th March 2026

Good experience and helpful service

5
I had a positive experience with 118 118 Money. The application process was straightforward and easy to follow, with clear instructions at every step. I found the platform user-friendly and transparent, which made everything less stressful. The response time was reasonable, and I appreciated the clear communication regarding my application. Even though not every application may be approved, it’s clear that they assess affordability responsibly, which shows they care about customers’ financial wellbeing. Overall, a reliable service and a good option for those looking for credit with a structured and responsible approach. Reviewed on: 30th March 2026

Fantastic company and easy to use.

5
Fantastic company and easy to use. Making payments and keeping track of my account way easier then others Reviewed on: 30th March 2026

118 money are exceptional they are always happy to s...

5
118 money are exceptional they are always happy to support with questions Reviewed on: 30th March 2026

Amazing customer service!

5
Amazing customer service!Happy that i choise you! Reviewed on: 30th March 2026

Easy to deal and fast action when needed

5
Easy to deal and fast action when needed Reviewed on: 30th March 2026

118 was quite easy to apply with and it was straight...

5
118 was quite easy to apply with and it was straightforward and kept me up to date. Reviewed on: 30th March 2026

Well recommend

5
Really good experience app easy to use Reviewed on: 30th March 2026

Easy to contact with queries.

5
Easy to contact with queries. Recognition when managing account well. Customer service great. App easy to navigate. Reviewed on: 30th March 2026

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