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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

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4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Awesome company to deal with.

Awesome company to deal with. Great interest rates and excellent customer service. Reviewed on: 30th March 2026

Nothing to add because they’re good they help people

Nothing to add because they’re good they help people Reviewed on: 30th March 2026

The 118 Money credit card is a solid option!

The 118 Money credit card is a solid option for people looking to build or improve their credit score. The application process is straightforward, and it’s relatively accessible compared to some mainstream cards. The app is easy to use, making it simple to track spending and manage payments. However, the interest rates are quite high, so it’s best used responsibly and ideally paid off in full each month. Overall, a good stepping stone for improving credit, as long as you stay mindful of the costs Reviewed on: 30th March 2026

118 118, becomes your best mate!

Only have a small credit limit on card and had an easy set up loan via the app. text reminders to pay is always helpful Reviewed on: 30th March 2026

No complaints - happy with service provided

No complaints - happy with service provided Reviewed on: 30th March 2026

118 118 money is fantastic the app keeps you up to d...

118 118 money is fantastic the app keeps you up to date with all you need to know Reviewed on: 30th March 2026

I've used 118 118 for a credit card and a loan and h...

I've used 118 118 for a credit card and a loan and have no problems with 118 118 they have been excellent in all my dealings with them highly recommended Reviewed on: 30th March 2026

Always helpful when got a question

Always helpful when got a question Reviewed on: 30th March 2026

Brilliant service.

Brilliant service. Always helpful and building my score nicely Reviewed on: 30th March 2026

No problems.

I have a few other credit cards 118 is no worse than the others. I think very little about the card, except if things go wrong - they haven't, yet. Reviewed on: 30th March 2026

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