Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

View other 118 118 Money products

4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5642)

Fabulous experience very fast and efficient

Fabulous experience very fast and efficient Reviewed on: 30th March 2026

Had a security issue which was resolved immediately

Had a security issue which was resolved immediately Reviewed on: 30th March 2026

Excellent service and easily understandable no hidde...

Excellent service and easily understandable no hidden fees Reviewed on: 30th March 2026

Clear terms and conditions and great apr

Clear terms and conditions and great apr if your credit rating is not that high Reviewed on: 30th March 2026

Easy to use and keep under control

Easy to use and keep under control Reviewed on: 30th March 2026

Really happy with the 118 credit card.

Really happy with the 118 credit card. The application process was quick and straightforward. Customer service has been responsive whenever I’ve had questions. Definitely a solid choice if you’re looking for a reliable card. Reviewed on: 30th March 2026

Service and Care

Good service and customer care. Also the app is easy to navigate through. Reviewed on: 30th March 2026

Very good on keeping track on fraud

Very good on keeping track on fraud Reviewed on: 30th March 2026

Very easy to use understand and pay great service

Very easy to use understand and pay great service Reviewed on: 30th March 2026

Excellent customer service, and app is also excellent

Excellent customer service, and app is also excellent Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from M&S Bank - Marks and Spencer 3.65 from 205 reviews
Bip Credit Card
from NewDay 4.78 from 2286 reviews
Zero Credit Card
from Santander 4.25 from 21 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub