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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Am so happy to be part of the great team...

4
Am so happy to be part of the great team Reviewed on: 30th March 2026

Quick decisions, app is abit rough to use though

5
Quick decisions, app is abit rough to use though Reviewed on: 30th March 2026

Helpful provider for people with credit problem

4
Good service for people with credit problem but high interest rate. Reviewed on: 30th March 2026

Very good .

5
Very good .i would recommend to all my friends and family Reviewed on: 30th March 2026

My very good 118 very very good

5
My very good 118 very very good Reviewed on: 30th March 2026

Excellent service and a very reliable credit card.

5
Excellent service and a very reliable credit card. Easy app to follow as well. Reviewed on: 30th March 2026

Great timely and professional service - first class...

5
Great timely and professional service - first class information and guidance, supporting short-term finance solutions for hard-working people - thanks team 118118! Your support has made navigating the cost of living challenges a positive experience. Highly recommend! Reviewed on: 30th March 2026

Excellent service

5
Excellent service and great customer service Reviewed on: 30th March 2026

Great credit card

5
Good card if others refuse you credit and a decent credit amount to spend ,customer service are also very good,all in all a decent starter card that may help with your credit score Reviewed on: 30th March 2026

Very high interest and i have been charged twice for...

4
Very high interest and i have been charged twice for a payment Reviewed on: 30th March 2026

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