Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5642)

Got a credit card and a loan

5
Got a credit card and a loan and have had no issues for almost a year. Loan is direct debit easily and I find the card easy to pay no issues with their app and all round friendly user experience. Reviewed on: 30th March 2026

118118 is valuable for daily usage.

5
118118 is valuable for daily usage. I used since I had this. Best wishes Reviewed on: 30th March 2026

Very nice!!!!!

5
Excellent! Very nice!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 30th March 2026

118 has been a very useful ally when I needed it most.

4
118 has been a very useful ally when I needed it most. Reviewed on: 30th March 2026

App is great and user friendly.

5
App is great and user friendly. I would recommend to friends and family. Reviewed on: 30th March 2026

The app usage

5
The app is simple and easy to use, it make everything clear to the user. Reviewed on: 30th March 2026

Applying for the 118118 card was easy, straight forw...

5
Applying for the 118118 card was easy, straight forward and not at all daunting. Reviewed on: 30th March 2026

Absolutely brilliant company to do deal with

5
Absolutely brilliant company to do deal with Reviewed on: 30th March 2026

Great experience

5
Great experience, very happy with the services Reviewed on: 30th March 2026

My credit card is easy to use, the app is also easy...

5
My credit card is easy to use, the app is also easy to use and customer services are friendly Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products