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118 118 Money: Credit card reviews

4.85
Based on 5,470 reviews, last reviewed 21st Apr 2026
387200% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Best credit card provider helped me out when I neede... Best credit card provider helped me out when I needed it most Reviewed on: 21st April 2026
Ange's avatar
Ange

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5470)

Very smooth and straightforward process.

5
Very smooth and straightforward process. Everything was clear, with no hidden fees. Customer service was helpful and quick to respond. Overall, a great experience — highly recommended. Reviewed on: 30th March 2026

118 is good to build your credit score.

5
118 is good to build your credit score. But interest is very high Reviewed on: 30th March 2026

Good card credit.

5
Good card credit..I recommend to everyone Reviewed on: 30th March 2026

Excellent

5
I am Using 118 118 credit card and they are very supportive at times Reviewed on: 30th March 2026

Excellent easy to apply for service

5
Excellent easy to apply for service Reviewed on: 30th March 2026

Very easy to understand and use apps and great infor...

5
Very easy to understand and use apps and great information flow Reviewed on: 30th March 2026

I am very pleased with my experience of 118.

5
I am very pleased with my experience of 118. Very easy to deal with. Everything was done quickly and smoothly Reviewed on: 30th March 2026

Excellent card and great service very friendly staff...

5
Excellent card and great service very friendly staff always offer help when needed and very reliable Reviewed on: 30th March 2026

Customer service is excellent.

5
Customer service is excellent. I am happy with the app Reviewed on: 30th March 2026

Always there if needed.

5
Always there if needed. Like the fact they message you to remind you about your next payment. Reviewed on: 30th March 2026

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