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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Every thing is good sonetimes the payment takes a wh...

5
Every thing is good sonetimes the payment takes a while to catch up but other wise good Reviewed on: 30th March 2026

Excellent

5
Quick, good apr….easy to use the app etc Reviewed on: 30th March 2026

My experience with 118 is the best ever credit card...

5
My experience with 118 is the best ever credit card they're 100% legit, customer service is the fantastic. Reviewed on: 30th March 2026

Easy to use and app tells you what you spent and whe...

5
Easy to use and app tells you what you spent and where you spent it excellent Reviewed on: 30th March 2026

I would let other people know how good you are

5
Very happy with 118118 I would let other people know how good you are thanks Serena seal Reviewed on: 30th March 2026

Very straight forward and easy to use apps.

5
Very straight forward and easy to use apps. Reviewed on: 30th March 2026

Provided with a manageable credit limit.

5
Provided with a manageable credit limit. Easy to use app with excellent information. Only required assistance once, staff very helpful. Reviewed on: 30th March 2026

I have a card and loan, both services have been grea...

5
I have a card and loan, both services have been great from start to finish. Professional customer service and very simple process for applying and making ongoing payments. Would definitely recommend. Reviewed on: 30th March 2026

Very easy to apply and the app is great

5
Very easy to apply and the app is great Reviewed on: 30th March 2026

118 are a great provider.

5
118 are a great provider. Easy access, helpful staff and affordable apr’s Reviewed on: 30th March 2026

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