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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5493 reviews)

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4.85

Based on 5,493 reviews, last reviewed 21st Apr 2026

389200% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Good service Good service and pleasent and pleasing Reviewed on: 21st April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5493)

Fantastic customer service Never a issue always the...

Fantastic customer service Never a issue always there to help Reviewed on: 30th March 2026

Great service and app :-) Has really helped me out w...

Great service and app :-) Has really helped me out when needed a little extra financial boost, thank you Reviewed on: 30th March 2026

118 118 money credit card is a credit builder card s...

118 118 money credit card is a credit builder card specially designed for poor or less credit histories Reviewed on: 30th March 2026

Very smooth and straightforward process.

Very smooth and straightforward process. Everything was clear, with no hidden fees. Customer service was helpful and quick to respond. Overall, a great experience — highly recommended. Reviewed on: 30th March 2026

118 is good to build your credit score.

118 is good to build your credit score. But interest is very high Reviewed on: 30th March 2026

Good card credit.

Good card credit..I recommend to everyone Reviewed on: 30th March 2026

Excellent

I am Using 118 118 credit card and they are very supportive at times Reviewed on: 30th March 2026

Excellent easy to apply for service

Excellent easy to apply for service Reviewed on: 30th March 2026

Very easy to understand and use apps and great infor...

Very easy to understand and use apps and great information flow Reviewed on: 30th March 2026

I am very pleased with my experience of 118.

I am very pleased with my experience of 118. Very easy to deal with. Everything was done quickly and smoothly Reviewed on: 30th March 2026

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