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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Can't fault the service 118 has given me over the...

5
Can't fault the service 118 has given me over the years Reviewed on: 30th March 2026

Recommended

5
Easy to join. Helpful customer service. Lots of money tips and updates. Reviewed on: 30th March 2026

I love it it’s so helpful, I had terrible credit and...

5
I love it it’s so helpful, I had terrible credit and they allow me to build myself up again which is awesomeee and the card looks good Reviewed on: 30th March 2026

Simple and helpful really pleased

5
Simple and helpful really pleased Reviewed on: 30th March 2026

Straightforward, Informed credit card service

5
App is clear and straightforward, reminders are well placed and not overwhelming. Reviewed on: 30th March 2026

Excellent service.

5
Excellent service. Very pleased. Many thanks Reviewed on: 30th March 2026

I have amazing experience with 118 118 credit card

5
I have amazing experience with 118 118 credit card Reviewed on: 30th March 2026

Always been helpful and ready to help if needed

5
Always been helpful and ready to help if needed Reviewed on: 30th March 2026

Easy to use, clear to see payment amounts - good com...

5
Easy to use, clear to see payment amounts - good communication Reviewed on: 30th March 2026

I love that I got an increase but the interest is ve...

3
I love that I got an increase but the interest is very high, I pay every month and never will miss a payment ,hope to start paying more so I can avoid this. Reviewed on: 30th March 2026

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