Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

View other 118 118 Money products

4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5642)

Really good customer service very helpful

Really good customer service very helpful Reviewed on: 30th March 2026

Super easy to apply, honest and upfront about all in...

Super easy to apply, honest and upfront about all involved Reviewed on: 30th March 2026

No issues been a customer a couple of year app reall...

No issues been a customer a couple of year app really easy to use Reviewed on: 30th March 2026

My review

Great experience from the start friendly people Reviewed on: 30th March 2026

Great service no complaints at all

Great service no complaints at all Reviewed on: 30th March 2026

No issues been great company and the app is soo easy...

No issues been great company and the app is soo easy to navigate Reviewed on: 30th March 2026

Great lender

Been great I have poor credit and you don't charge me a ridiculous amount to lend making it affordable when I need it Reviewed on: 30th March 2026

No problems, good offers.

No problems, good offers. App is good. Reviewed on: 30th March 2026

Best service and support.

Best service and support. Payments easy to make and account easy to manage Reviewed on: 30th March 2026

Always very helpful and prompt with payments

Always very helpful and prompt with payments etc but I wish the interest rate was lower - perhaps instead of a credit limit increase or a loan offer I could have a rate reduction? Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from first direct 4.26 from 27 reviews
Clarity credit card
from Halifax 3.63 from 271 reviews
Aquis Card
from Vanquis 4.48 from 44 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub