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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

No problems, good offers.

5
No problems, good offers. App is good. Reviewed on: 30th March 2026

Best service and support.

5
Best service and support. Payments easy to make and account easy to manage Reviewed on: 30th March 2026

Always very helpful and prompt with payments

5
Always very helpful and prompt with payments etc but I wish the interest rate was lower - perhaps instead of a credit limit increase or a loan offer I could have a rate reduction? Reviewed on: 30th March 2026

Not had any problems with 118 in like other credit c...

4
Not had any problems with 118 in like other credit cards I have Reviewed on: 30th March 2026

Easy app to use.

5
Easy app to use. Explains everything. No hidden charges, straight forward. Reviewed on: 30th March 2026

Credit card made easy

5
Easy to set up and very informative. Reviewed on: 30th March 2026

Very professional good quality service

5
Very professional good quality service Reviewed on: 30th March 2026

Just great, always been helpful and clear instructions.

5
Just great, always been helpful and clear instructions. Will always recommend to family and friends, 118 you are the best and I love you xxxxxxxxxxxxxxxxxxxxcxxxxxx xxx. Xxx xxxxxxxx xxxxxxxxxxxxxx Reviewed on: 30th March 2026

EXCELLENT CUSTOMER SERVICE

5
Excellent customer service when you call or email. Reviewed on: 30th March 2026

Really good company always offers good products

5
Really good company always offers good products Reviewed on: 30th March 2026

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