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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Happy with them and have had no problems at all.

5
Happy with them and have had no problems at all. Reviewed on: 30th March 2026

Easy application and not bombarded with communication

5
Easy application and not bombarded with communication Reviewed on: 30th March 2026

Great!!!

5
Amazing Provider. Always Happy To Help And Always Clear In What Is Meant By Different Changes And Communicates As Such Reviewed on: 30th March 2026

1,1,best.

5
1,1,best. Excellent customer service and excellent app that allows you to control and manage your finances. Reviewed on: 30th March 2026

Clear Statements easy to use app.

5
Clear Statements easy to use app. Reviewed on: 30th March 2026

I’ve never had any issues thanks

5
I’ve never had any issues always get that personal touch Reviewed on: 30th March 2026

Wonderful credit card service very nice

5
Wonderful credit card customer service very good and card access also great Reviewed on: 30th March 2026

I have a good experience with them.

5
I have a good experience with them. Reviewed on: 30th March 2026

118 have been great, were willing to give me the cha...

5
118 have been great, were willing to give me the chance to have a credit card when others didn't, and then with a credit increase because I'd been managing the card well, everything is easy to navigate on the app Reviewed on: 30th March 2026

118 118 Money Credit Card: A User’s Perspective

5
Really helpful and organised. • Easy application & app “Excellent service and an excellent application very easy to use.” • Supports credit rebuilding Allowed me to prove I can manage my credit. Reviewed on: 30th March 2026

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