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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

I have a good experience with them.

5
I have a good experience with them. Reviewed on: 30th March 2026

118 have been great, were willing to give me the cha...

5
118 have been great, were willing to give me the chance to have a credit card when others didn't, and then with a credit increase because I'd been managing the card well, everything is easy to navigate on the app Reviewed on: 30th March 2026

118 118 Money Credit Card: A User’s Perspective

5
Really helpful and organised. • Easy application & app “Excellent service and an excellent application very easy to use.” • Supports credit rebuilding Allowed me to prove I can manage my credit. Reviewed on: 30th March 2026

Excellent service had no issue with 118 and great cu...

5
Excellent service had no issue with 118 and great customer service Reviewed on: 30th March 2026

They are good and quick to speak to

4
They are good and quick to speak to Reviewed on: 30th March 2026

118 118 have made things so simple for both Credit C...

5
118 118 have made things so simple for both Credit Card and Loan applications Reviewed on: 30th March 2026

Really good service always helpful to

5
Really good service always helpful to Reviewed on: 30th March 2026

I’ve only been with 118118 for about 3-4 months but...

5
I’ve only been with 118118 for about 3-4 months but have been very happy with every aspect of their service. User friendly app and everything is laid out to see, no hidden surprises Reviewed on: 30th March 2026

Never had any problems.

5
Never had any problems. Asked a few questions which were answered without any issues. Reviewed on: 30th March 2026

Really easy and simple to use 118 service.

5
Really easy and simple to use 118 service. any problems they will solve asap and help you right through to the end Reviewed on: 30th March 2026

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