Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

View other 118 118 Money products

4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5642)

Excellent service had no issue with 118 and great cu...

Excellent service had no issue with 118 and great customer service Reviewed on: 30th March 2026

They are good and quick to speak to

They are good and quick to speak to Reviewed on: 30th March 2026

118 118 have made things so simple for both Credit C...

118 118 have made things so simple for both Credit Card and Loan applications Reviewed on: 30th March 2026

Really good service always helpful to

Really good service always helpful to Reviewed on: 30th March 2026

I’ve only been with 118118 for about 3-4 months but...

I’ve only been with 118118 for about 3-4 months but have been very happy with every aspect of their service. User friendly app and everything is laid out to see, no hidden surprises Reviewed on: 30th March 2026

Never had any problems.

Never had any problems. Asked a few questions which were answered without any issues. Reviewed on: 30th March 2026

Really easy and simple to use 118 service.

Really easy and simple to use 118 service. any problems they will solve asap and help you right through to the end Reviewed on: 30th March 2026

Smooth transaction.

Smooth transaction. Very helpful and they keep you informed all the time. Will recommend if you are looking for a credit card that gives you confidence. Reviewed on: 30th March 2026

I like my 118 credit card and the app is very easy t...

I like my 118 credit card and the app is very easy to use Reviewed on: 30th March 2026

Very happy with new card hope more enjoy

Very happy with new card hope more enjoy Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from The Co-operative Bank 3.83 from 36 reviews
Platinum credit cards
from Barclaycard 4.11 from 334 reviews
Everyday spending credit cards
from Halifax 4.38 from 75 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub