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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Excellent service

Excellent service simply the best Reviewed on: 30th March 2026

The 118 118 Credit Card

The 118 118 Credit Card has given me the freedom to manage my finances confidently without hidden surprises. It’s clear, reliable, and refreshingly straightforward — exactly what you need to keep life running smoothly Reviewed on: 30th March 2026

The experience I have had is very good

The experience I have had is very good Reviewed on: 30th March 2026

My experience was quite awesome, instant response to...

My experience was quite awesome, instant response to enquiries Reviewed on: 30th March 2026

118 118 credit cards are not to be avoided!

118 118 credit cards are not to be avoided! Easy application, excellent service support and an application that provides only what you need (no filler). Reviewed on: 30th March 2026

Happy Overall, Just Watch the Interest Rate

My experience with the 118 118 Money credit card has been positive overall. The application process was straightforward and easy to complete, which made getting started hassle-free. While the interest rate is relatively high, I was aware of this beforehand and have been able to manage it accordingly. I haven’t needed to contact customer service, so I can’t comment on that aspect, but I’ve had no issues with the account so far. Overall, I’m happy with the service and would consider it a good option, particularly for those looking for a simple and accessible credit card. Reviewed on: 30th March 2026

Easy, affordable, happy to recommend

Easy, affordable, happy to recommend Reviewed on: 30th March 2026

10/10 definitely recommend

Started off with a loan almost finished and was offered an increase took that and now I’m nearly finished paying that off also, I have a credit card Shadwell never had any issues and my payments haven’t been excessive very smooth process and would definitely recommend Reviewed on: 30th March 2026

No issue since getting 1.

No issue since getting 1. A bit high apr but no problems Reviewed on: 30th March 2026

I have developed a strong foundation of experience t...

I have developed a strong foundation of experience that aligns well with the fast-paced, customer-focused environment at 118 118 Reviewed on: 30th March 2026

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