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118 118 Money: Credit card reviews

View other 118 118 Money products
4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5642)

My experience was quite awesome, instant response to...

5
My experience was quite awesome, instant response to enquiries Reviewed on: 30th March 2026
Ayosa 's avatar
Ayosa

118 118 credit cards are not to be avoided!

5
118 118 credit cards are not to be avoided! Easy application, excellent service support and an application that provides only what you need (no filler). Reviewed on: 30th March 2026
Paul D's avatar
Paul D

Happy Overall, Just Watch the Interest Rate

5
My experience with the 118 118 Money credit card has been positive overall. The application process was straightforward and easy to complete, which made getting started hassle-free. While the interest rate is relatively high, I was aware of this beforehand and have been able to manage it accordingly. I haven’t needed to contact customer service, so I can’t comment on that aspect, but I’ve had no issues with the account so far. Overall, I’m happy with the service and would consider it a good option, particularly for those looking for a simple and accessible credit card. Reviewed on: 30th March 2026
Mme's avatar
Mme

Easy, affordable, happy to recommend

5
Easy, affordable, happy to recommend Reviewed on: 30th March 2026
Ricky N's avatar
Ricky N

10/10 definitely recommend

5
Started off with a loan almost finished and was offered an increase took that and now I’m nearly finished paying that off also, I have a credit card Shadwell never had any issues and my payments haven’t been excessive very smooth process and would definitely recommend Reviewed on: 30th March 2026
Gem h's avatar
Gem h

No issue since getting 1.

5
No issue since getting 1. A bit high apr but no problems Reviewed on: 30th March 2026
.anon's avatar
.anon

I have developed a strong foundation of experience t...

5
I have developed a strong foundation of experience that aligns well with the fast-paced, customer-focused environment at 118 118 Reviewed on: 30th March 2026
Christabel Agyapong's avatar
Christabel Agyapong

Ive never had any issues with the way they deal with...

5
Ive never had any issues with the way they deal with everything from application to being accepted and even how the deal with the monthly administration Reviewed on: 30th March 2026
Derek M's avatar
Derek M

Had credit card then loan. Very good

5
Had credit card then gave loan. Very easy to do, easy to deal with. Nice easy transaction Reviewed on: 30th March 2026
Simon b's avatar
Simon b

Seamless service, have helped me out no end.

5
Seamless service, have helped me out no end. I've not had to contact direct as been able to use the app for any updates and enquiries. The app is very good and offers good services Reviewed on: 30th March 2026
Ryan 's avatar
Ryan

Review 118 118 Money: Credit card now

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