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118 118 Money: Credit card reviews

4.85
Based on 5,524 reviews, last reviewed 22nd Apr 2026
392100% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Positive experience My experience with 118 has been great, they carefully set credit limits they ask before they increase your limit Reviewed on: 22nd April 2026
Claire t's avatar
Claire t

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5524)

Simple and clear

5
Always consulted promptly about changes and offers, user experience such as the app makes management of credit extremely simple Reviewed on: 30th March 2026

I've had no prob with 118118 very professional,helpful.

5
I've had no prob with 118118 very professional,helpful. Reviewed on: 30th March 2026

Any problems they are very helpful and polite.

5
Any problems they are very helpful and polite. Reviewed on: 30th March 2026

Great card nice and easy app to use also

4
Great card nice and easy app to use also Reviewed on: 30th March 2026

Very good communication and helpful

5
Very good communication and helpful Reviewed on: 30th March 2026

I am very happy with my credit card, everything is c...

5
I am very happy with my credit card, everything is clear from the app I use Reviewed on: 30th March 2026

Would highly recommend

5
Been friendly, reliable, good value. Great customer service really helpful Reviewed on: 30th March 2026

Very good service excellent customer care

5
Very good service excellent customer care team Reviewed on: 30th March 2026

Quick and easy application.

5
Quick and easy application. Simple process. Helped me when others wouldn’t. Reviewed on: 30th March 2026

Amazing service

5
Amazing service and great with communication Reviewed on: 30th March 2026

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