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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Ive never had any issues with the way they deal with...

Ive never had any issues with the way they deal with everything from application to being accepted and even how the deal with the monthly administration Reviewed on: 30th March 2026

Had credit card then loan. Very good

Had credit card then gave loan. Very easy to do, easy to deal with. Nice easy transaction Reviewed on: 30th March 2026

Seamless service, have helped me out no end.

Seamless service, have helped me out no end. I've not had to contact direct as been able to use the app for any updates and enquiries. The app is very good and offers good services Reviewed on: 30th March 2026

I have a credit card and a personal loan.

I have a credit card and a personal loan. 118 offer great support and help me out if ever in any financial difficulty. Reviewed on: 30th March 2026

Provided an excellent service through my time with t...

Provided an excellent service through my time with them. Reviewed on: 30th March 2026

It is easy to call and speak to customer service.

It is easy to call and speak to a customer service advisor without a long wait. Also the app is excellent and most functions of servicing a card or loan can easily be completed in the app. Reviewed on: 30th March 2026

Excellent service.

Excellent service. Good rates. Always looking after a customers. Reviewed on: 30th March 2026

Value their customers

Value their customers. Good interest rates. Very helpful customer service. Reviewed on: 30th March 2026

I am very happy that I found you.

I am very happy that I found you. Reviewed on: 30th March 2026

Great service!!!

Great service from 118 — fast, simple and exactly what I needed. Everything was handled professionally, and the whole experience was stress‑free. Would happily use them again! Reviewed on: 30th March 2026

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