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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

The app is clear to understand and I always get a ge...

5
The app is clear to understand and I always get a gentle reminder of my upcoming payment each month, I like that I can add additional payments to my balance too, when upping my limit I always get an email asking if I’d like to keep my amount or to have more added, I’m very happy with the way it’s all done, with great customer service Reviewed on: 30th March 2026

Really good service and web site.

5
Really good service and web site. Glad I took a credit card out with 118 money Reviewed on: 30th March 2026

Great app easy to use, everything can be done from t...

5
Great app easy to use, everything can be done from that so makes it really simple. Great communication when required but also not lots of emails when not needed. Would recommend Reviewed on: 30th March 2026

I was accepted for a C/C with a good credit...

5
I was accepted for a C/C with a good credit limit Reviewed on: 30th March 2026

All good with service and value for money

5
All good with service and value for money Reviewed on: 30th March 2026

Best credit credit company ever who to an extend in...

5
Best credit credit company ever who to an extend in short space of time further granted me a loan . Compared to other companies Reviewed on: 30th March 2026

Great app and customer service.

5
Great app and customer service. App is easy to navigate and very well laid out. Reviewed on: 30th March 2026

Fantastic credit card.

5
Fantastic credit card. Low interest and always someone at the end of a phone call if you need them Reviewed on: 30th March 2026

Great company.

5
Great company. Always helpful. Shame apr is high. Reviewed on: 30th March 2026

All good, great company to deal with

4
All good, great company to deal with Reviewed on: 30th March 2026

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