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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

I was accepted for a C/C with a good credit...

5
I was accepted for a C/C with a good credit limit Reviewed on: 30th March 2026

All good with service and value for money

5
All good with service and value for money Reviewed on: 30th March 2026

Best credit credit company ever who to an extend in...

5
Best credit credit company ever who to an extend in short space of time further granted me a loan . Compared to other companies Reviewed on: 30th March 2026

Great app and customer service.

5
Great app and customer service. App is easy to navigate and very well laid out. Reviewed on: 30th March 2026

Fantastic credit card.

5
Fantastic credit card. Low interest and always someone at the end of a phone call if you need them Reviewed on: 30th March 2026

Great company.

5
Great company. Always helpful. Shame apr is high. Reviewed on: 30th March 2026

All good, great company to deal with

4
All good, great company to deal with Reviewed on: 30th March 2026

118 118 got your number

5
They have helped me with a loan good rates. Reviewed on: 30th March 2026

Reliable and straightforward service for both credit...

5
Reliable and straightforward service for both credit cards and loans. The application process is simple, with quick approvals and clear communication throughout. Interest rates are competitive, though they may vary depending on your credit profile. Customer support is generally helpful and responsive. Overall, a solid option for managing credit needs, but always review terms carefully before committing. Reviewed on: 30th March 2026

No issues/ongoing customer .

4
No issues. Polite staff when I have called Reviewed on: 30th March 2026

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