Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

118 118 got your number

They have helped me with a loan good rates. Reviewed on: 30th March 2026

Reliable and straightforward service for both credit...

Reliable and straightforward service for both credit cards and loans. The application process is simple, with quick approvals and clear communication throughout. Interest rates are competitive, though they may vary depending on your credit profile. Customer support is generally helpful and responsive. Overall, a solid option for managing credit needs, but always review terms carefully before committing. Reviewed on: 30th March 2026

No issues/ongoing customer .

No issues. Polite staff when I have called Reviewed on: 30th March 2026

Fabulous Customer service!

Fabulous Customer service! Always looking to give the best service to the customers Reviewed on: 30th March 2026

The service has been great and it is easy to get res...

The service has been great and it is easy to get responses with resolution Reviewed on: 30th March 2026

You in the money

Easy application fast working app, good all round usable card Reviewed on: 30th March 2026

Excellent service

Excellent service and friendly advise Reviewed on: 30th March 2026

Always get there assistance when needed, great custo...

Always get there assistance when needed, great customer service, friendly always will find a way to help Reviewed on: 30th March 2026

Good job done to make sure people's lives are comfor...

Good job done to make sure people's lives are comfortable in their daily lifestyle. Reviewed on: 30th March 2026

Not had any issues with my loan or credit card.

Not had any issues with my loan or credit card. Great service Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Balance Transfer Credit Card
from Halifax 4.10 from 64 reviews
Credit card (discontinued)
from Tandem 4.65 from 358 reviews
Credit card
from HSBC 3.56 from 129 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub