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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Great online banking app and so easy to use

5
Great online banking app and so easy to use Reviewed on: 30th March 2026

Great job

5
Great service love the credit card Reviewed on: 30th March 2026

Good company

5
Never had any problems with them Reviewed on: 30th March 2026

Highly recommend..

5
Great company easy to apply, app is very user friendly. Would recommend. Reviewed on: 30th March 2026

Informative

5
I have found each time that I have had an enquiry answered efficiently. Only one thing which is puzzling, you have made me an offer of a loan, and each time I have applied there is an error with my bank account details and I have to re- enter. So I have given up now. I have spoken to customer services and a ticket has been raised, to see what the problem is as of now I have not received and feed back. I do keep receiving emails to complete my application. Reviewed on: 30th March 2026

Awesome!

5
My experience with 118 118 credit card had been great, not only that they're helping me build credit, they have increased my credit score and continued to monitor my recredit report Reviewed on: 30th March 2026

Excellent communication, Easy to use app

5
Excellent communication, Easy to use app Reviewed on: 30th March 2026

Efficient and helpful service, great experience and...

5
Efficient and helpful service, great experience and feedback Reviewed on: 30th March 2026

I happy too use this account.

5
I happy too use this account., and recommend too my friend Reviewed on: 30th March 2026

Simple, clear, no surprises, happy so far

5
Simple, clear, no surprises, happy so far Reviewed on: 30th March 2026

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