Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Efficient and helpful service, great experience and...

Efficient and helpful service, great experience and feedback Reviewed on: 30th March 2026

I happy too use this account.

I happy too use this account., and recommend too my friend Reviewed on: 30th March 2026

Simple, clear, no surprises, happy so far

Simple, clear, no surprises, happy so far Reviewed on: 30th March 2026

Easy Easy to sort things out, even on the app

Easy to sort things out, even on the app Reviewed on: 30th March 2026

Excellent and good

Excellent and good 118118 money cardit card Reviewed on: 30th March 2026

Very good, great customer service

Very good, great customer service Reviewed on: 30th March 2026

Good 118

It took sometime to work out the apps but other than that all good Reviewed on: 30th March 2026

118 money has been great with and offers me a lot of...

118 money has been great with and offers me a lot of great benefits for my money and I love it Reviewed on: 30th March 2026

Easy to apply and App easy to use

It was very easy to apply for the credit card initially and the app is very easy and intuitive to use. A credit limit increase was offered fairly quickly after using the credit card responsibly for a while. Reviewed on: 30th March 2026

Quick and easy process, easy to manage card

Quick and easy process, easy to manage card Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Everyday Credit Card
from Creation 4.03 from 22 reviews
Cashback Plus Credit Card
from RBS 4.08 from 8 reviews
Charge Card
from American Express 4.20 from 24 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub