Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Amazing service

Amazing service and great with communication Reviewed on: 30th March 2026

More than happy

Only had good experience. Without having to request a limit increase and it to be just offered is great. Reviewed on: 30th March 2026

Top notch

Very personable service would definitely recommend them as a company Reviewed on: 30th March 2026

Very quick decisions on credit cards and loans

Very quick decisions on credit cards and loans Reviewed on: 30th March 2026

Very Good Reliable Lender.

Very Good Reliable Lender. A+++ - For both Loans and credit cards. Reviewed on: 30th March 2026

Tip my hat

They have taken a chance on me when other's have not Reviewed on: 30th March 2026

Great card clear payments easy to use app and great...

Great card clear payments easy to use app and great add on apps Reviewed on: 30th March 2026

Easy to use

Find card easy to use and staff very helpful easy online purchase Reviewed on: 30th March 2026

Brilliant company, they are very supportive

Brilliant company, they are very supportive Reviewed on: 30th March 2026

Great service ...

Great service and keep you up-to-date on your account Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Debenhams 4.14 from 15 reviews
Zero Credit Card
from Santander 4.20 from 21 reviews
Charge Card
from American Express 4.20 from 24 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub