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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

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4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

Very quick decisions on credit cards and loans

Very quick decisions on credit cards and loans Reviewed on: 30th March 2026

Very Good Reliable Lender.

Very Good Reliable Lender. A+++ - For both Loans and credit cards. Reviewed on: 30th March 2026

Tip my hat

They have taken a chance on me when other's have not Reviewed on: 30th March 2026

Great card clear payments easy to use app and great...

Great card clear payments easy to use app and great add on apps Reviewed on: 30th March 2026

Easy to use

Find card easy to use and staff very helpful easy online purchase Reviewed on: 30th March 2026

Brilliant company, they are very supportive

Brilliant company, they are very supportive Reviewed on: 30th March 2026

Great service ...

Great service and keep you up-to-date on your account Reviewed on: 30th March 2026

Always had good service and very friendly

Always had good service and very friendly Reviewed on: 30th March 2026

Easy and efficient service.

Easy and efficient service. Would recommend. Reviewed on: 30th March 2026

Good experience and helpful service

I had a positive experience with 118 118 Money. The application process was straightforward and easy to follow, with clear instructions at every step. I found the platform user-friendly and transparent, which made everything less stressful. The response time was reasonable, and I appreciated the clear communication regarding my application. Even though not every application may be approved, it’s clear that they assess affordability responsibly, which shows they care about customers’ financial wellbeing. Overall, a reliable service and a good option for those looking for credit with a structured and responsible approach. Reviewed on: 30th March 2026

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