Paid advertisement
Smart Money People Logo
Newsletter

118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
God love you 's avatar
God love you

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5642)

Excellent service

5
Very easy to deal with and very friendly Reviewed on: 30th March 2026

I recently had to contact customer services about a...

5
I recently had to contact customer services about a query I had, the advisor was friendly and dealt with my query really quickly, explaining everything in a manner that I could understand and clarified bits when I didn’t Reviewed on: 30th March 2026

Just an easy card to use, great app.

5
Just an easy card to use, great app. Highly recommend Reviewed on: 30th March 2026

Wouldn't go anywhere else

5
I have been with 118 118 for a number of years and the flexibility and options that are open to you are fantastic. Great rates, great customer service and fantastic product. Reviewed on: 30th March 2026

From start to finish they’ve been absolutely brillia...

5
From start to finish they’ve been absolutely brilliant, card and loan id recommend highly and use over and over again Reviewed on: 30th March 2026

118 money card

5
I had an incident where someone scammed my card. 118 weeks fast to sort it all out. I have gained better credit score using 118. Reviewed on: 30th March 2026

The best

5
Very transparent helpful would recommend to anyone Reviewed on: 30th March 2026

Easy application process, good query response time a...

5
Easy application process, good query response time and generous credit limit / interest rates Reviewed on: 30th March 2026

Very good really nice what can I say sort my problem...

5
Very good really nice what can I say sort my problem very soon Reviewed on: 30th March 2026

Exellent service all round easy to understand, custo...

5
Exellent service all round easy to understand, customer service outstanding Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products