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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

When I applied for the card it was very quick and ea...

5
When I applied for the card it was very quick and easy and when I needed to speak to someone they wear very helpful and polite Reviewed on: 30th March 2026

I really like this card, the customer service is ver...

5
I really like this card, the customer service is very good Reviewed on: 30th March 2026

Top provider

5
My experience has been incredible there is never an issue it has made borrowing money more enjoyable and stress free Reviewed on: 30th March 2026

Excellent service

5
Very easy to deal with and very friendly Reviewed on: 30th March 2026

I recently had to contact customer services about a...

5
I recently had to contact customer services about a query I had, the advisor was friendly and dealt with my query really quickly, explaining everything in a manner that I could understand and clarified bits when I didn’t Reviewed on: 30th March 2026

Just an easy card to use, great app.

5
Just an easy card to use, great app. Highly recommend Reviewed on: 30th March 2026

Wouldn't go anywhere else

5
I have been with 118 118 for a number of years and the flexibility and options that are open to you are fantastic. Great rates, great customer service and fantastic product. Reviewed on: 30th March 2026

From start to finish they’ve been absolutely brillia...

5
From start to finish they’ve been absolutely brilliant, card and loan id recommend highly and use over and over again Reviewed on: 30th March 2026

118 money card

5
I had an incident where someone scammed my card. 118 weeks fast to sort it all out. I have gained better credit score using 118. Reviewed on: 30th March 2026

The best

5
Very transparent helpful would recommend to anyone Reviewed on: 30th March 2026

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