Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

View other 118 118 Money products

4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5642)

"Absolutely brilliant service!

"Absolutely brilliant service! Foun easy to deal with and the applicat smooth and straightforward. Got and the credit limit was exactly wr Customer service team were help whenever | spoke to them. Would recommend 118118 Credit Card to for a simple, reliable card. Top marks Reviewed on: 30th March 2026

Easy to manage not a high interest rate.

Easy to manage not a high interest rate. Easy to pay on the app. Can change payment dates if needed Reviewed on: 30th March 2026

A* - really helpful and really helped my day to day...

A* - really helpful and really helped my day to day life Reviewed on: 30th March 2026

Easy from start to finish no issues and great custom...

Easy from start to finish no issues and great customer service Reviewed on: 30th March 2026

Best credit card helpful and really good

Best credit card helpful and really good Reviewed on: 30th March 2026

Excellent Customer Service

Whenever I need to speak to 118 1118, the agents are friendly, knowledgeable and always willing to help solve any issues. Reviewed on: 30th March 2026

Quick and easy process.

Quick and easy process. Decision straight away. 118 app great and easy to use Reviewed on: 30th March 2026

Very helpful, got approved on credit card and person...

Very helpful, got approved on credit card and personal loan, thank you so much 118 118 Money. Makes my life easy. A card that I can rely on. Reviewed on: 30th March 2026

Easy and reliable service, which is needed for my fi...

Easy and reliable service, which is needed for my financial availability. Reviewed on: 30th March 2026

Great company gave me a chance to get a card even wh...

Great company gave me a chance to get a card even when others wouldn't Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Avios Credit Card
from TSB 3.50 from 20 reviews
Everyday Credit Card
from Santander 4.18 from 25 reviews
Credit card
from M&S Bank - Marks and Spencer 3.66 from 205 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub