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118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 5,575 reviews, last reviewed 23rd Apr 2026
396800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Seamless Onboarding My on boarding was seamless, I provided all relevant details and approvals were in minimum time. I hoped for a hight Credit limit, but I guess I got w... Read more Reviewed on: 23rd April 2026
Edgar H's avatar
Edgar H

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5575)

Never had any issue with using my 118 118, when I ha...

5
Never had any issue with using my 118 118, when I have needed support for anything they are always very helpful and get matters resolved. I don’t really like that they charge u every month subscription every month even when not using the card that’s only drawback Reviewed on: 30th March 2026
Tracy 's avatar
Tracy

Exceptional and very helpful.

5
Exceptional and very helpful. Speedy response upon my application and so happy. May also consider a 118 118 loan in future. Reviewed on: 30th March 2026
Maria 's avatar
Maria

Balance transfer offers never work, always have to s...

1
Balance transfer offers never work, always have to spend more and more time phoning and talking on live chat for it still not to work. Reviewed on: 30th March 2026
Lee M's avatar
Lee M

My experience was great because every thing was fast...

5
My experience was great because every thing was fast and efficient. In addition query’s get sort out effectively Reviewed on: 30th March 2026
Raheem l's avatar
Raheem l

It was amazing and I loved the experience

5
It was amazing and I loved the experience Reviewed on: 30th March 2026
Ikechukwu Okoli 's avatar
Ikechukwu Okoli

Always happy to help very friendly staff

5
Always happy to help very friendly staff Reviewed on: 30th March 2026
Ian's avatar
Ian

Ease of mind

5
Easy. App, paying, everything. It’s simple to use, contact and move forward Reviewed on: 30th March 2026
David K's avatar
David K

Great experience with 118 credit card

5
I’ve had a great experience with 118 Credit Card UK. The application was quick and simple, and everything is explained clearly with no hidden surprises. I also like how easy it is to manage my account and keep track of my spending. Overall, it’s a reliable option, especially for improving your credit score. Reviewed on: 30th March 2026
Sai Akketi's avatar
Sai Akketi

I found it very good, easy to set up.

5
I found it very good, easy to set up. Very fast instant credit card and lian Reviewed on: 30th March 2026
K's avatar
K

Good one to use and build strong

5
Good one to use and build strong Reviewed on: 30th March 2026
Vinith r's avatar
Vinith r

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