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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5580 reviews)

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4.85

Based on 5,580 reviews, last reviewed 23rd Apr 2026

397300% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great service app is simple to use Great service app is simple to use Reviewed on: 23rd April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5580)

Always happy to help very friendly staff

Always happy to help very friendly staff Reviewed on: 30th March 2026

Ease of mind

Easy. App, paying, everything. It’s simple to use, contact and move forward Reviewed on: 30th March 2026

Great experience with 118 credit card

I’ve had a great experience with 118 Credit Card UK. The application was quick and simple, and everything is explained clearly with no hidden surprises. I also like how easy it is to manage my account and keep track of my spending. Overall, it’s a reliable option, especially for improving your credit score. Reviewed on: 30th March 2026

I found it very good, easy to set up.

I found it very good, easy to set up. Very fast instant credit card and lian Reviewed on: 30th March 2026

Good one to use and build strong

Good one to use and build strong Reviewed on: 30th March 2026

Really simple app, good offers made easy

Really simple app, good offers made easy Reviewed on: 30th March 2026

Excellent card to have gave me a credit increase

Excellent card to have gave me a credit increase Reviewed on: 30th March 2026

Simply the best

My experience with the 118 118 Credit Card has been very straightforward and stress‑free. The application process was simple and quick, and I was kept informed at each stage, which I really appreciated. Managing the account online is easy, with a clear layout that makes it simple to check balances, payments, and transactions. Customer service has also been helpful when I needed support, explaining things clearly without making me feel rushed. Overall, the card has helped me stay on top of my finances and rebuild confidence in managing credit. I’d recommend it to anyone looking for a simple, easy‑to‑manage credit card with clear information and support. Reviewed on: 30th March 2026

Good ,excellent, good for your back up

Good ,excellent, good for your back up Reviewed on: 30th March 2026

Good provider, great service

Good provider, great service. Would recommend Reviewed on: 30th March 2026

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