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118 118 Money: Credit card reviews

4.85
Based on 5,582 reviews, last reviewed 23rd Apr 2026
397500% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

When I had a problem with my account, i... When I had a problem with my account, they sorted it out very quickly , I would recommend them. Reviewed on: 23rd April 2026
R HART's avatar
R HART

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5582)

Good ,excellent, good for your back up

5
Good ,excellent, good for your back up Reviewed on: 30th March 2026

Good provider, great service

5
Good provider, great service. Would recommend Reviewed on: 30th March 2026

Always very helpful and very decent people

5
Always very helpful and very decent people Reviewed on: 30th March 2026

Easy to apply, fair credit limit, good communication...

5
Easy to apply, fair credit limit, good communication around payment dates and any changes. Reviewed on: 30th March 2026

Very good service and good bank.

5
Very good service and good bank. Reviewed on: 30th March 2026

More than a bank

5
More than a bank ,Excellent experience Reviewed on: 30th March 2026

I am happy with us very good service

5
I am happy with us very good service Reviewed on: 30th March 2026

I like using 118 118.

4
I like using 118 118. Find it a bit confusing having two apps and would help if payments would be processed quicker. Overall, a great easy card to use Reviewed on: 30th March 2026

Very quick and professional service

4
Very quick and professional service Reviewed on: 30th March 2026

Good and helpful I’m happy with customer service

5
Good and helpful I’m happy with customer service Reviewed on: 30th March 2026

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