Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

View other 118 118 Money products

4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5642)

Great service fast and trusth ,certenly the best

Great service fast efecttive certenly the best Reviewed on: 30th March 2026

Very good credit card 118

• Score improves gradually • Limits may increase over time • Better cards become available Reviewed on: 30th March 2026

Brilliant card very highly recommend

Brilliant card very highly recommend Reviewed on: 30th March 2026

Excellent all round

Quick and efficient service and really helpful customer service, would definitely recommend to friends and family. Nit one thing I have to complain about. Reviewed on: 30th March 2026

When I was having trouble by paying, they helped me...

When I was having trouble by paying, they helped me a lot by offering lower amount to pay, it was very helpfull Reviewed on: 30th March 2026

Wonderful

I rate this because of features and money provided, there many great things that you offer customers than others Reviewed on: 30th March 2026

All Good at the moment, no issues so far

All Good at the moment, no issues so far Reviewed on: 30th March 2026

118 are excellent help in times of need.

118 are excellent help in times of need. Reviewed on: 30th March 2026

Always great friendly customer services and great pr...

Always great friendly customer services and great product Reviewed on: 30th March 2026

188 have been quick and easy!

188 have been quick, easy to deal with and everything I need is in the app. Highly recommended. Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit card
from Post Office 3.42 from 115 reviews
Credit builder credit card
from Vanquis 4.73 from 28661 reviews
Everyday Credit Card
from Creation 3.86 from 21 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub