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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

118 are excellent help in times of need.

5
118 are excellent help in times of need. Reviewed on: 30th March 2026

Always great friendly customer services and great pr...

5
Always great friendly customer services and great product Reviewed on: 30th March 2026

188 have been quick and easy!

5
188 have been quick, easy to deal with and everything I need is in the app. Highly recommended. Reviewed on: 30th March 2026

Easy to apply, good communication, no issues at all...

5
Easy to apply, good communication, no issues at all since using my card, Reviewed on: 30th March 2026

Would recommend!.

5
They reward customers for good credit building. It’s nice to be acknowledged for trying to better your credit Reviewed on: 30th March 2026

Not bad could do with my credit limit being abit...

5
Not bad could do with my credit limit being abit more Reviewed on: 30th March 2026

Easy to use app, good communication and really frien...

4
Easy to use app, good communication and really friendly deals . Enjoy the ease of use particularly the APP Reviewed on: 30th March 2026

Has a great set up app and is straight forward...

5
Has a great set up app and is straight forward to use Reviewed on: 30th March 2026

Very quick and easy to follow .

5
Applied and followed the set up instructions, then realised I needed to change the amount , very clear instructions etc , thankyou Reviewed on: 30th March 2026

Easy to use App.

5
Quick easy process to sign up. Great that you can follow all your spending and account information in the App. Reviewed on: 30th March 2026

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