Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

View other 118 118 Money products

4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5645)

Really simple app, good offers made easy

Really simple app, good offers made easy Reviewed on: 30th March 2026

Excellent card to have gave me a credit increase

Excellent card to have gave me a credit increase Reviewed on: 30th March 2026

Simply the best

My experience with the 118 118 Credit Card has been very straightforward and stress‑free. The application process was simple and quick, and I was kept informed at each stage, which I really appreciated. Managing the account online is easy, with a clear layout that makes it simple to check balances, payments, and transactions. Customer service has also been helpful when I needed support, explaining things clearly without making me feel rushed. Overall, the card has helped me stay on top of my finances and rebuild confidence in managing credit. I’d recommend it to anyone looking for a simple, easy‑to‑manage credit card with clear information and support. Reviewed on: 30th March 2026

Good ,excellent, good for your back up

Good ,excellent, good for your back up Reviewed on: 30th March 2026

Good provider, great service

Good provider, great service. Would recommend Reviewed on: 30th March 2026

Always very helpful and very decent people

Always very helpful and very decent people Reviewed on: 30th March 2026

Easy to apply, fair credit limit, good communication...

Easy to apply, fair credit limit, good communication around payment dates and any changes. Reviewed on: 30th March 2026

Very good service and good bank.

Very good service and good bank. Reviewed on: 30th March 2026

More than a bank

More than a bank ,Excellent experience Reviewed on: 30th March 2026

I am happy with us very good service

I am happy with us very good service Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit builder credit card
from Vanquis 4.73 from 28694 reviews
Nectar Credit Card
from Sainsburys Bank 3.53 from 97 reviews
Overpay
from Incredible 4.19 from 5 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4612 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub