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118 118 Money: Credit card reviews

4.73
Based on 5,642 reviews, last reviewed 15th Jun 2026
402800% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026
Claire P's avatar
Claire P

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5642)

My experience was great because every thing was fast...

5
My experience was great because every thing was fast and efficient. In addition query’s get sort out effectively Reviewed on: 30th March 2026

It was amazing and I loved the experience

5
It was amazing and I loved the experience Reviewed on: 30th March 2026

Always happy to help very friendly staff

5
Always happy to help very friendly staff Reviewed on: 30th March 2026

Ease of mind

5
Easy. App, paying, everything. It’s simple to use, contact and move forward Reviewed on: 30th March 2026

Great experience with 118 credit card

5
I’ve had a great experience with 118 Credit Card UK. The application was quick and simple, and everything is explained clearly with no hidden surprises. I also like how easy it is to manage my account and keep track of my spending. Overall, it’s a reliable option, especially for improving your credit score. Reviewed on: 30th March 2026

I found it very good, easy to set up.

5
I found it very good, easy to set up. Very fast instant credit card and lian Reviewed on: 30th March 2026

Good one to use and build strong

5
Good one to use and build strong Reviewed on: 30th March 2026

Really simple app, good offers made easy

5
Really simple app, good offers made easy Reviewed on: 30th March 2026

Excellent card to have gave me a credit increase

5
Excellent card to have gave me a credit increase Reviewed on: 30th March 2026

Simply the best

5
My experience with the 118 118 Credit Card has been very straightforward and stress‑free. The application process was simple and quick, and I was kept informed at each stage, which I really appreciated. Managing the account online is easy, with a clear layout that makes it simple to check balances, payments, and transactions. Customer service has also been helpful when I needed support, explaining things clearly without making me feel rushed. Overall, the card has helped me stay on top of my finances and rebuild confidence in managing credit. I’d recommend it to anyone looking for a simple, easy‑to‑manage credit card with clear information and support. Reviewed on: 30th March 2026

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