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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Never had any issue with using my 118 118, when I ha...

Never had any issue with using my 118 118, when I have needed support for anything they are always very helpful and get matters resolved. I don’t really like that they charge u every month subscription every month even when not using the card that’s only drawback Reviewed on: 30th March 2026

Exceptional and very helpful.

Exceptional and very helpful. Speedy response upon my application and so happy. May also consider a 118 118 loan in future. Reviewed on: 30th March 2026

Balance transfer offers never work, always have to s...

Balance transfer offers never work, always have to spend more and more time phoning and talking on live chat for it still not to work. Reviewed on: 30th March 2026

My experience was great because every thing was fast...

My experience was great because every thing was fast and efficient. In addition query’s get sort out effectively Reviewed on: 30th March 2026

It was amazing and I loved the experience

It was amazing and I loved the experience Reviewed on: 30th March 2026

Always happy to help very friendly staff

Always happy to help very friendly staff Reviewed on: 30th March 2026

Ease of mind

Easy. App, paying, everything. It’s simple to use, contact and move forward Reviewed on: 30th March 2026

Great experience with 118 credit card

I’ve had a great experience with 118 Credit Card UK. The application was quick and simple, and everything is explained clearly with no hidden surprises. I also like how easy it is to manage my account and keep track of my spending. Overall, it’s a reliable option, especially for improving your credit score. Reviewed on: 30th March 2026

I found it very good, easy to set up.

I found it very good, easy to set up. Very fast instant credit card and lian Reviewed on: 30th March 2026

Good one to use and build strong

Good one to use and build strong Reviewed on: 30th March 2026

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