Write a review

Newsletter

Go to business site

118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5642 reviews)

View other 118 118 Money products

4.73

Based on 5,642 reviews, last reviewed 15th Jun 2026

402800% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great really easy to use n pay each month Great really easy to use n pay each month Reviewed on: 15th June 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

Read all reviews Write a review

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience.

Write a review

118 118 Money Credit card reviews (5642)

Straight forward to use appgood communication and of...

Straight forward to use appgood communication and offers Reviewed on: 30th March 2026

My experience with 118 credit card I wasn’t getting...

My experience with 118 credit card I wasn’t getting accepted by any other credit card companies until I heard about this one I filled out the application was so easy and I was accepted. Thank you guys really appreciate you helping me out at this difficult time. Reviewed on: 30th March 2026

Excellent service, very helpful.

Excellent service, very helpful. Reviewed on: 30th March 2026

Quick and helped

Quick , and good , the % little high but in the end of the day helped Reviewed on: 30th March 2026

Always easy and efficient.

Always easy and efficient. Love my 118 118 account! Reviewed on: 30th March 2026

118 credit card service is better then another card...

118 credit card service is better then another card services everything is good they increase the limit if you use this card properly i recommend every one time try to get this card Reviewed on: 30th March 2026

I’ve never had any issues with 118 118 and when ever...

I’ve never had any issues with 118 118 and when ever I had any questions they have always been answered Reviewed on: 30th March 2026

Never had any issue with using my 118 118, when I ha...

Never had any issue with using my 118 118, when I have needed support for anything they are always very helpful and get matters resolved. I don’t really like that they charge u every month subscription every month even when not using the card that’s only drawback Reviewed on: 30th March 2026

Exceptional and very helpful.

Exceptional and very helpful. Speedy response upon my application and so happy. May also consider a 118 118 loan in future. Reviewed on: 30th March 2026

Balance transfer offers never work, always have to s...

Balance transfer offers never work, always have to spend more and more time phoning and talking on live chat for it still not to work. Reviewed on: 30th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Classic Credit Card
from Bank of Ireland 4.09 from 6 reviews
Everyday credit cards
from Lloyds Bank 4.09 from 68 reviews
Balance Plus
from Capital One 4.20 from 4 reviews

Want to see more from 118 118 Money?

Personal loan
from 118 118 Money 4.76 from 4609 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub