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118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 5,593 reviews, last reviewed 23rd Apr 2026
398600% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Overall good, not much to complain about Overall good, not much to complain about Reviewed on: 23rd April 2026
Louis Shepherd's avatar
Louis Shepherd

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5593)

It's been a great experience and they have been more...

5
It's been a great experience and they have been more than helpful and accommodating to my needs. I have already recommended the service to friends and family. Reviewed on: 30th March 2026
Tanya's avatar
Tanya

Helping with my credit score

3
Helpful. Helping with my credit score Reviewed on: 30th March 2026
Amanda 's avatar
Amanda

118 have been very good to me and they listen to wha...

5
118 have been very good to me and they listen to what you have to say,and always helpful Reviewed on: 30th March 2026
John H's avatar
John H

Great company never no problems with

5
Great company never no problems with Reviewed on: 30th March 2026
Teresa M's avatar
Teresa M

excellent service

5
Always had excellent service with 118118, Reviewed on: 30th March 2026
GlREEVE's avatar
GlREEVE

I’m happy with you and you was give me support and h...

5
I’m happy with you and you was give me support and help all time thank you for everything Reviewed on: 30th March 2026
Samil A's avatar
Samil A

Keep me in the loop with offers and spending tips

5
Keep me in the loop with offers and spending tips Reviewed on: 30th March 2026
Alan s's avatar
Alan s

High Interest Rate

4
the APR is too high . Monthly interest rate is high, generally the rate is high Reviewed on: 30th March 2026
Ade O's avatar
Ade O

118 is very straight forward ,very polite and very h...

5
118 is very straight forward ,very polite and very helpful Reviewed on: 30th March 2026
Conroy L's avatar
Conroy L

Great for rebuilding credit

5
While the APR feels a little high, I appreciate that they’re chiefly lending to people trying to build their credit score. I got a card with them just after finalising an IVA and I’m really glad I did as it’s done wonders for my credit score. The app is very useful and I’ve had a couple of credit limit increases to recognise my responsible lending, and they’ve been really helpful in rebuilding my financial confidence. Reviewed on: 30th March 2026
BC's avatar
BC

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