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118 118 Money: Credit card reviews

View other 118 118 Money products
4.85
Based on 5,593 reviews, last reviewed 23rd Apr 2026
398600% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Overall good, not much to complain about Overall good, not much to complain about Reviewed on: 23rd April 2026
Louis Shepherd's avatar
Louis Shepherd

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5593)

Always excellent service.

5
Always excellent service.Up to date information Reviewed on: 30th March 2026
Mark C's avatar
Mark C

Excellent

5
Well, I was able to go through 118 to get a loan. Paid the loan off and now I use them for a credit card. Easy, straight forward. Certainly your money security is their priority Reviewed on: 30th March 2026
Carolyn S's avatar
Carolyn S

Excellent

5
Really easy to use app for payments, had no problems with 118 whatsoever, always comes in handy for paying the unexpected bill,also excellent customer service, always very helpful Reviewed on: 30th March 2026
Stephen A's avatar
Stephen A

It’s so easy to use when your on holiday

4
It’s so easy to use when your on holiday Reviewed on: 30th March 2026
Simon B's avatar
Simon B

Its helpful and supports in day to days expense purc...

4
Its helpful and supports in day to days expense purchases Reviewed on: 30th March 2026
santosh 's avatar
santosh

Happy customer

5
Always been very polite if I have called, and solved my issues. Payments and dates clearly displayed Reviewed on: 30th March 2026
Louise D's avatar
Louise D

Easy to use.

5
Easy to use. Communication is very good Reviewed on: 30th March 2026
Andy's avatar
Andy

1st credit card!

5
1st credit card, they made applying really easy! Reviewed on: 30th March 2026
Remmon N's avatar
Remmon N

The simple monthly fee card has one fixed monthly fe...

5
The simple monthly fee card has one fixed monthly fee and that’s it! There are no interest charges and no other fees. This means that you'll only be charged the same fixed monthly fee each month regardless of how you use your card Reviewed on: 30th March 2026
dirisala sanjeev's avatar
dirisala sanjeev

Plan simple to use and user friendly

5
Plan simple to use and user friendly Reviewed on: 30th March 2026
Dave Dunstan's avatar
Dave Dunstan

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