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118 118 Money: Credit card reviews

4.85
Based on 5,597 reviews, last reviewed 24th Apr 2026
398900% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Always helpful and responsive to resolve any issues. Always helpful and responsive to resolve any issues. Reviewed on: 24th April 2026
Tanya's avatar
Tanya

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5597)

Easy to use.

5
Easy to use. Communication is very good Reviewed on: 30th March 2026

1st credit card!

5
1st credit card, they made applying really easy! Reviewed on: 30th March 2026

The simple monthly fee card has one fixed monthly fe...

5
The simple monthly fee card has one fixed monthly fee and that’s it! There are no interest charges and no other fees. This means that you'll only be charged the same fixed monthly fee each month regardless of how you use your card Reviewed on: 30th March 2026

Plan simple to use and user friendly

5
Plan simple to use and user friendly Reviewed on: 30th March 2026

The card is great and came faster then I thought bei...

5
The card is great and came faster then I thought being able to add straight to phone and use was a great help too Reviewed on: 30th March 2026

APR too high

3
To expensive not great at helping out Reviewed on: 30th March 2026

No problem set up, easy to use in my digital wallet.

5
No problem set up, easy to use in my digital wallet. Reviewed on: 30th March 2026

Good service, Company Reg and refund my money You ha...

5
Good service, Company Reg and refund my money You have made it very ddifficult to cancel this memebership iimmediately please Reviewed on: 30th March 2026

No issues.

5
No issues. Easy to use. Always updating Reviewed on: 30th March 2026

Great company and Customer service

5
Great company, Customer service always prompt when a problem is presented. APRS and charges are reasonable. Good for anyone struggling to get credit elsewhere. Reviewed on: 30th March 2026

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