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118 118 Money: Credit card reviews

View other 118 118 Money products
4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

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118 118 Money Credit card reviews (5645)

118 is very straight forward ,very polite and very h...

5
118 is very straight forward ,very polite and very helpful Reviewed on: 30th March 2026
Conroy L's avatar
Conroy L

Great for rebuilding credit

5
While the APR feels a little high, I appreciate that they’re chiefly lending to people trying to build their credit score. I got a card with them just after finalising an IVA and I’m really glad I did as it’s done wonders for my credit score. The app is very useful and I’ve had a couple of credit limit increases to recognise my responsible lending, and they’ve been really helpful in rebuilding my financial confidence. Reviewed on: 30th March 2026
BC's avatar
BC

Great job

5
Glad to be given a chance to help build credit and you are fair! Reviewed on: 30th March 2026
Mark Timlin's avatar
Mark Timlin

Easy to apply.

5
Easy to apply. Easy to use. Excellent customer service. Reviewed on: 30th March 2026
Lynne R's avatar
Lynne R

Easy and great

5
Easy to sign up, accepted and card came very quickly, easy app use Reviewed on: 30th March 2026
Layla L's avatar
Layla L

Very easy and extremely friendly

5
Very easy and extremely friendly Reviewed on: 30th March 2026
Jim's avatar
Jim

Best Experience so far.

5
Best Experience so far. Esay to use. Reviewed on: 30th March 2026
Dr Olusegun Abayomi OLALERE's avatar
Dr Olusegun Abayomi OLALERE

I needed money urgently and l was referred by a frie...

5
I needed money urgently and l was referred by a friend registered and l got my money same day really helpful and lovely service Reviewed on: 30th March 2026
Sandisiwe N's avatar
Sandisiwe N

Easy to use app , good customer service regular upda...

5
Easy to use app , good customer service regular updates Reviewed on: 30th March 2026
simone d's avatar
simone d

Transparency in charges and fees

5
Transparency in charges and fees Reviewed on: 30th March 2026
Michele McCombe's avatar
Michele McCombe

Review 118 118 Money: Credit card now

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