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118 118 Money: Credit card reviews

4.73
Based on 5,645 reviews, last reviewed 9th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026
Piotr W's avatar
Piotr W

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026
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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

Card does what it needs to, however app seems to lac...

4
Card does what it needs to, however app seems to lack some functionality. Reviewed on: 30th March 2026

Service is good but interest rate is high

3
Service is good but interest rate is high Reviewed on: 30th March 2026

Keep me updated.

4
Keep me updated. Customer service is very good Reviewed on: 30th March 2026

A very simple way to get your credit card,hassle free

5
A very simple way to get your credit card,hassle free with an easy set up process Reviewed on: 30th March 2026

Great 118

5
I have been a 118 customer for 6 years and they are very professional, helpful, keep you informed and the 118 App easy to use the best credit card company I have used. Reviewed on: 30th March 2026

It was great experience.

5
It was great experience to use this app. Balance transactions everything is good. Not forcing too much if sometimes a person miss the payment. But in that’s process we don’t need to miss the payments and Apr rate is also very low Reviewed on: 30th March 2026

Very happy with service...

5
I have been with 118 118 money for a few years im happy with the service Reviewed on: 30th March 2026

Easy to set up and use great experience, loads of o...

5
Easy to set up and use great experience, loads of offers Reviewed on: 30th March 2026

It was very quick and easy when I applied and the ca...

5
It was very quick and easy when I applied and the card was delivered exactly the duration tha was given. Reviewed on: 30th March 2026

A credit card company that does things right

5
A credit card company that does things right Reviewed on: 30th March 2026

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