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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.85 (5555 reviews)

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4.85

Based on 5,555 reviews, last reviewed 23rd Apr 2026

394900% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Everything is easy and steamlined nothing but easy. Everything is easy amd streamlined nothing but easy. Reviewed on: 23rd April 2026

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5555)

Brilliant service and easy to use

Brilliant service and easy to use Reviewed on: 28th March 2026

Quick and easy application everything in one place

Quick and easy application everything in one place Reviewed on: 28th March 2026

Great service

Applying was really simple, lots of support from live chat and via email if I had any questions. The app is also really handy to use and kerps me on track with spending and payments Reviewed on: 28th March 2026

Easy to use.

Easy to use.Great customer service. Reviewed on: 28th March 2026

Excellent credit card.

Excellent credit card. Very easy to apply for with eligiblity determined before application. All terms and conditions clear and concise. Great customer support during the application and online account set up with all steps clearly explained and the offer of customer support if needed to explain things in more detail. The app is a brilliant way to mange the card, easy to navigate and clearly shows transactions and payments due with the option to make extra payments quickly and easily if required. All in all a great credit building card to help build up a positive credit report Reviewed on: 28th March 2026

Its been absolutely amazing and I have no complaints

Its been absolutely amazing and I have no complaints Reviewed on: 28th March 2026

Its very useful credit card.

Its very useful credit card. Every time helpful. Reviewed on: 28th March 2026

Fair- honest.

Fair- honest. I’m pleased with the service Reviewed on: 28th March 2026

I have a good experience when using the 118 app and...

I have a good experience when using the 118 app and when contacting 118 customer services. Reviewed on: 28th March 2026

You are always there to help and I’m so happy with t...

You are always there to help and I’m so happy with the credit you gave me and it’s easy to pay back and understand and I would recommend anyone in a difficult situation this card helps you and gets your credit up Reviewed on: 28th March 2026

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