Smart Money People Logo

118 118 Money: Credit card reviews

4.85
Based on 5,555 reviews, last reviewed 23rd Apr 2026
394900% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Everything is easy and steamlined nothing but easy. Everything is easy amd streamlined nothing but easy. Reviewed on: 23rd April 2026
James h's avatar
James h

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

Review 118 118 Money: Credit card now

Help others make smarter decisions by sharing your own experience. Write a review

118 118 Money Credit card reviews (5555)

Great services, fast set up.

5
Great services, fast set up. Good security as you need to wait for you card to come to start using card payments online Reviewed on: 28th March 2026

Good reliable customer care

5
I ve received support and good customer care as I began my journey with 118118 Money ,it s been the best credit card for me so far! Reviewed on: 28th March 2026

Great customer service easy to speak to fixed my iss...

5
Great customer service easy to speak to fixed my issue straight away easy app to download and use you no exactly when repayments are due and easy direct debit set up Reviewed on: 28th March 2026

Easy to use and work out, app is simple to use strai...

5
Easy to use and work out, app is simple to use straight forward. Reviewed on: 28th March 2026

Scam refund

3
Neededvacrefund on a scam, wasn't happy with reponse. Reviewed on: 28th March 2026

This card is my saviour

5
It was an easy card to obtain and it has helped me out a lot in daily life. The app is super easy to use and it has all the information I need to keep track of my spending and to see what I have spent and what my credit limit is. I wouldn't be withoutbit Reviewed on: 28th March 2026

The app is easy and good and it's very easy to navig...

4
The app is easy and good and it's very easy to navigate Reviewed on: 28th March 2026

Simple to use

5
Simple to use and easy to understand Reviewed on: 28th March 2026

Great 118 card

5
Helped when needed fast and reliable... never had any problems would highly recommend...Very easy to use Reviewed on: 28th March 2026

It’s really easy to use the app and good credit card...

5
It’s really easy to use the app and good credit card company Reviewed on: 28th March 2026

Do you have a different 118 118 Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from 118 118 Money?

    View all products