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118 118 Money: Credit card reviews

Name: Credit card
Rating: 4.73 (5645 reviews)

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4.73

Based on 5,645 reviews, last reviewed 9th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

89%

Latest highest rating:

5

Great cooperation Great cooperation. Very flexible accounting and credit builder. Reviewed on: 9th August 2026

Latest lowest rating:

2

So bad experience with 118 customer service So bad experience with 118 . I payed money to my card account for more that a month. It never appear in my apps account t that I made such a payment .... Read more Reviewed on: 1st May 2026

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About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5645)

It's good not bad but I recommend more money

It's good not bad but I recommend more money Reviewed on: 30th March 2026

118 extremely hellful

118 bet thorough and helpful and offers good advice Reviewed on: 30th March 2026

great to build your credit score!

I started using the 118 118 Money Credit Card mainly to build my credit score, and honestly! I’m really impressed so far. The application process was quick and straightforward, and I got a decision without any hassle. It’s a great option if you’re just starting out or trying to improve your credit history. The limit isn’t huge at the beginning, but that actually makes it easier to stay in control and build good habits. Everything works smoothly, and the app makes it easy to track spending and stay on top of payments. The biggest advantage for me is seeing real progress, paying on time actually makes a difference, and you can feel it. If you’re at the beginning of your credit journey, this is definitely worth considering. Overall: simple, stress-free, and effective. Exactly what I needed. Reviewed on: 30th March 2026

Excellent service, I’m happy I choose 118 as my cred...

Excellent service, I’m happy I choose 118 as my credit card provider Reviewed on: 30th March 2026

Thank zzz for helpful staff

Thank youv for helpful staff I have appreciated your help Reviewed on: 30th March 2026

Excellent work and friendly helpful

Excellent work and friendly helpful Reviewed on: 30th March 2026

Very good experience

I’ve had a really positive experience with the 118 118 Money Credit Card. The application process was simple and quick, and the decision was made very fast. The card has been very helpful in building my credit score, and the online account makes it easy to track spending, payments, and balances. Customer service has been friendly and helpful whenever I’ve needed support, and everything feels straightforward and transparent. Overall, I’m very happy with the service and would recommend this card to anyone looking for a reliable way to manage their finances and improve their credit. Reviewed on: 30th March 2026

I have never had a problem if I need a loan you all...

I have never had a problem if I need a loan you all ways given me one. Reviewed on: 30th March 2026

Wonderful service .

Wonderful service .i like it to use 118 118 Reviewed on: 30th March 2026

118 118 is a great credit card

118 118 really saved my skin my car broke down December applied for them and I was able to spend straight away couldn't recommend them enough, it's helped me out so much since I've had it, I'm getting married in August aswell so will be used for that, honestly I wish I got them sooner Reviewed on: 30th March 2026

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