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118 118 Money: Credit card reviews

4.85
Based on 5,534 reviews, last reviewed 22nd Apr 2026
392900% increase in 5 star reviews
in the past 90 days
2200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
89%
See only 4 star reviews
9%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Excellent Rewards with the 118 118 Credit Card I've had a fantastic experience using the 118 118 credit card. The application process was straightforward and quick, and I appreciated the friendly c... Read more Reviewed on: 22nd April 2026
Osaze G's avatar
Osaze G

Latest lowest rating:

2

Rubbish card. High interest rate that changed after you take it out! Never reply to complaints and take money from your bank without your permission Reviewed on: 21st April 2026
KDH's avatar
KDH

About this product

118 118 Money’s credit cards are designed to help you build and improve your credit score.

If accepted, you’ll be offered a guaranteed personalised credit limit and there are no hidden fees. You can check your eligibility for a 118 118 Money credit card with no impact on your credit score.

118 118 Money credit card reviews help you find out what it’s really like to be a customer. If you’ve used 118 118 Money before, you can also leave a review and share your experience.

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118 118 Money Credit card reviews (5534)

I’ve received nothing but support, even when I misse...

5
I’ve received nothing but support, even when I missed a payment—always with gentle reminders and understanding. Reviewed on: 27th March 2026

This card is my go to one.

5
This card is my go to one.started off with a small limit and my prompt payment's were rewarded with a higher credit limit Reviewed on: 27th March 2026

Very good excellent fantastic great

5
Very good excellent fantastic great Reviewed on: 27th March 2026

i have been using from 1month for daily expenses ver...

5
i have been using from 1month for daily expenses very useful for me Reviewed on: 27th March 2026

118118 gave me credit when no one else did.

5
118118 gave me credit when no one else did. As well as good app to manage your finances and it’s all clear. No hidden fees Reviewed on: 27th March 2026

EASY AS 1 2 3

5
Applied for Credit card is was easy and super fasr Reviewed on: 27th March 2026

Great starting balance when I really needed it and g...

5
Great starting balance when I really needed it and great apps to assist and manage your account. Reviewed on: 27th March 2026

Never had any problems and kept up dated on payments...

4
Never had any problems and kept up dated on payments due and nearing balance Reviewed on: 27th March 2026

Excellent company.

5
Excellent company. Easy to use and know where you stand with them Reviewed on: 27th March 2026

118118 money is great easy to use and even better th...

5
118118 money is great easy to use and even better than you can use your card straight away by adding it to your apple wallet Reviewed on: 27th March 2026

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